Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card
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CHARGES
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DETAILS
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| Finance / interest charges | 15-18% p.a.
Click here to know more about the Credit card Tiered Interest Rates |
| Annual Fees | Waived for life |
| Service Tax | Principal Card : RM25
Supplementary Card : RM25 |
| Minimum Monthly Repayment | 5% of the outstanding balance or a minimum of RM50, whichever is higher |
| Late Payment Charges | Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
Late payments charges are capped at a maximum of RM100 per account |
| Cash Advance Fee | Up to 5% or a minimum of RM25 will be imposed for each transaction |
| Overlimit Service | A Fee of RM50 will be charged if Cardholder had exceeded his/her approved credit limit. |
| Overseas Transaction Fees | 1. Overseas transactions (including merchants with an overseas payment gateway) are subjected to fees, charges and commission as determined by Visa International / MasterCard Worldwide. Transactions in a currency other than Ringgit Malaysia shall also be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank on the date the transaction is processed.
2. In addition, the Bank will charge a 1% administration fee on the amount transacted in foreign currency with any MasterCard Credit Card and/or Visa Credit Card |
| Click here to know more about the Credit card Fees & Charges. The actual credit limit is subject to the Bank’s approval and will be made known when you receive your card. |
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For Existing Standard Chartered Credit Cardholders
No documents are required.
However, if there has been a recent change to your income, please submit your updated documents for review during the application process.
Salaried
(Private Sector/ Directors/ Employers drawing salary/ Staff of Standard Chartered / Subsidiaries)
Note: Effective 13 May 2024, please ensure that “Account 3” is shown in your latest downloaded EPF statement
Salaried (Government Sector) / Self-Employed
For Existing Standard Chartered Credit Cardholders
No documents are required.
However, if there has been a recent change to your income, please submit your updated documents for review during the application process.
Salaried
(Private Sector/ Directors/ Employers drawing salary/ Staff of Standard Chartered / Subsidiaries)
Salaried (Government Sector) / Self-Employed
Items are subject to stock availability at the point of redemption.