Disclaimer

This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

Proceed

Enjoy fixed profit rate and flexible tenures on your deposit with the Standard Chartered Saadiq Term Deposit-i

My grow savings high yield risk free investment fixed deposit x y

Enjoy fixed profit rate and flexible tenures on your deposit with the Standard Chartered Saadiq Term Deposit-i

Increase your return according to Shariah principles

Gain potential to earn competitive returns on your deposit with Term Deposit-i, a world-class Islamic account that is designed for short to medium-term investors.

Features

Read More More
Read More More
Read More More
Read More More
Read More More

How Commodity Murabahah works

Steps
Details
1 Deposit your funds with Standard Chartered Saadiq to purchase the commodity
2 Standard Chartered Saadiq will act as your agent to purchase the commodity from Broker
3 Standard Chartered Saadiq will then buy the commodity from you at cost plus profit on deferred basis which to be paid to you on maturity.
4 Standard Chartered Saadiq, as the owner of the commodity will then sell the Commodity to any third party

Eligibility and documents

Eligibility

  • Eligibility
    • Muslims and non-Muslims
    • Individual account or joint account
    • Sole proprietor or partnership
    • Corporate or non-profit organisation (club or society or association or cooperative)
    • Private limited companies
  • Age
    • 18 years and above
  • Minimum deposit
    • Individual account or joint account
      RM5,000 for 1-month placement or RM1,000 for placements over 3 months
    • Corporate or non-profit organisation (club or society or association or cooperative)
      RM5,000, or RM1,000 for placements over 3 months
    • Private limited companies
      RM5,000, or RM1,000 for placements over 3 months

Documents required

  • Individual account or joint account
    • Copy of your National Registration Identity Card (NRIC)
  • Sole proprietor or partnership
    • Business registration (Form A)
    • Company license (Form D)
    • Copy of NRIC of all partners as individual customer
  • Corporate or non-profit organisation
    • Copy of NRIC
    • Certified copy of rules and regulations
    • Certified copy of a Resolution to open the account signed by the chairman and secretary
    • Certified copy of the certificate of registration
  • Private limited companies
    • Identity documents of all directors and signatories
    • Certified copy of the certificate of incorporation (Form 49)
    • Certified copy of the return of allotment of shares (Form 24)
    • Certified copy of memorandum and articles of association
    • Certified copy of a board resolution regulating the conduct of the account
    • Certificate by the registrar of company that the company is entitled to commence business
    • Certified copy of a resolution to open the account signed by the chairman and secretary

Terms and conditions

PIDM  Perbankan Islam

* Protected by PIDM up to RM 250,000 for each depositor

*  Click here for PIDM’s DIS Brochure