Open a Bank Account
Yes, you can open a savings / current account online through SC Mobile on your mobile phone. You can initiate the process with just your mobile number, your valid National ID card details, your documents, and by filling out a form. It can all be done conveniently via SC Mobile App, allowing you to avoid physically going to the bank. You can access your account from anywhere in the world as long as you have an internet connection.
Listed below are the documents one must keep handy when applying for Standard Chartered Savings or Current Account:
The interest rate on the savings account for Standard Chartered Bank is 20.82%* (subject to change).
Transferring money internationally has limitations, so doing it correctly requires an understanding of the law. Every country, bank, and transfer method abides by a different set of rules, so sending money in China or South Africa can look very different than sending money in Canada or the United States. You may also call our Contact Centre toll-free on 0800 740100 or 0304 740100 or speak to your Relationship Manager or our branch staff.
How much money you should keep in a savings account depends on your budget. Savings accounts are designed to receive deposits, rather than frequent withdrawals. In fact, you’re generally allowed no more than six withdrawals a month from a savings account. They provide you a place to put money that is separate from your everyday banking needs—such as building an emergency fund or achieving a big savings goal like a dream vacation.
Note: Where account number is not displayed immediately on the screen, temporary registration details will be sent to your Email Address and mobile number after a while.
Advantages of having a Savings Account:
Advantages of having a Current Account:
You can open multiple current or savings accounts at Standard Chartered Bank. There are many reasons having multiple accounts can be useful, and it doesn’t impact your credit, so there’s little reason not to open extra current or savings accounts if you find it helpful to do so.
Yes, with the SC Mobile Application you can open an account and start transacting on-the-go seamlessly and in a secured environment. Track your money and stay in control of your finances, with quick and easy access to your accounts. Log in using the same credentials you use for Online Banking.
Yes, from your SC Mobile or Online Banking platform, you are able to make Instant Payments, and Automated Clearing House payments depending on your bank. You can make various transfers even into your mobile money wallet.
On your SC Mobile or Online Banking platform, you have the chance to set up alerts on your phone via email or text messages sharing your monthly statements and transactions. The Bank will share your monthly transaction statement with you on a monthly basis.
In order to open an account, you must be at least 18 years old. One way around this requirement comes from opening a joint account with at least one of the account holders being the age of majority. This could be a parent or legal guardian.
In order to access new credentials after losing your banking ID or password. The App or Online Banking portal has the function to aid you is changing them. You must have access to the email used to register the account to be successful. You can also call our Contact Centre toll free on 0800 740100 or on 0304 740100 or speak to your Relationship Manager or our branch staff.
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