Personal Unsecured Loans

At Standard Chartered, we understand that there are many things you want for your family, whether it be the best education for your children, improvements on your home, great investment opportunities, post-graduate studies, or even just a much-needed overseas holiday for the whole family. Our unsecured loans help you meet your personal financing requirements.

  • Smart Scheme
    Smart Scheme

    We pride ourselves on being the right partner for our customers. That's why we have designed an unsecured personal loan to help you meet your personal finance needs.

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  • Smart Credit
    Smart Credit

    We are in the business of helping you improve the quality of your life. Our Smart Credit personal loan is just what you need to put your personal aspirations in your hand.

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Personal Overdraft

  • Personal Overdraft

    A Personal Overdraft is an efficient, accessible and convenient line of credit that helps you meet your short-term liquidity needs. With an overdraft facility, you don't have to liquidate your long-term savings and investments set aside to meet your future financial goals. You can meet your financial needs by paying only a nominal mark up.

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Call Us

Call our hotline for further information.

0302 740100

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Apply Now »

Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us »

Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.