Up to 45% off with a chance to win the monthly lucky draw
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Promotional Offers

Win a Free Cash Coupon Every Month

From now until 30 September 2015, apply for online general insurance and get a chance to win a cash coupon(s), details as below:

 
Award Application Period Prizes
(FORTRESS Cash Coupon)
Winner
July Award 1 July – 31 July 2015 HK$3,000
3
August Award 1 August – 31 August 2015 HK$3,000
3
September Award 1 September – 30 September 2015 HK$3,000
3
Grand Award 1 July – 30 September 2015 HK$10,000
1
 

Trade Promotion Competition Licence No.: 45322, 45323

Apply now

Premium Discount and Lucky Draw Chance
Insurance Plan1 Premium Discount Lucky Draw Chance
Single Trip Travel 45% off 1x
Annual Cover Travel

Home Contents

Hospital Income

Golfer Insurance
30% off
for the first policy year2
3x
 
 

Notes:

  1. The plans are underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). Standard Chartered Bank (Hong Kong) Limited (the "Bank") is an insurance agent of MSIG.
  2. Customer who held Annual Cover Travel Insurance, Excel Hospital Income Plan and Golfer Insurance in the past 3 months (calculated from the date of application) or Home Contents Insurance under the same insured address in the past 3 months (calculated from the date of application) , will not be eligible for the 30% premium discount for the first policy year.

Terms and Conditions


A. General Terms and Conditions
  1. The promotion period is between 1 July 2015 and 30 September 2015, both dates inclusive, (the "Promotion Period"). 
  2. Offers under the promotion are available to successful applicants of Single Trip Travel Insurance, Annual Cover Travel Insurance, Home Contents Insurance, Excel Hospital Income Plan and Golfer Insurance of MSIG Insurance (Hong Kong) Limited ("MSIG"), whose relevant application is made on MSIG's website as accessed through the website of Standard Chartered Bank (Hong Kong) Limited ("the Bank") during the Promotion Period ("Eligible Customer"). 
  3. These terms and conditions are related to the promotional offers only and no reference has been made to any MSIG insurance policy ("Policy") or any coverage or content thereunder. Customers must read and understand the Policy before applying for the relevant insurance. 
  4. The Bank and MSIG reserves the right to alter or terminate the promotional offers and/or amend the terms and conditions at any time without notice (except for lucky draw). 
  5. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions shall be subject to the decision of the Bank, which shall be final and binding. 
  6. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail. 

B. Terms and Conditions for Premium Discount
  1. Subject to the fulfillment of relevant requirement, Eligible Customer may be entitled to below premium discount offers:
  2. Single Trip Travel Insurance 45% premium discount
    Annual Cover Travel Insurance 30% premium discount for the first policy year
    Home Contents Insurance 30% premium discount for the first policy year
    Excel Hospital Income Plan 30% premium discount for the first policy year
    Golfer Insurance 30% premium discount for the first policy year
  3. Customer who held Annual Cover Travel Insurance, Excel Hospital Income Plan and Golfer Insurance in the past 3 months (calculated from the date of application) or Home Contents Insurance under the same insured address in the past 3 months (calculated from the date of application) , will not be eligible for the 30% premium discount for the first policy year.

C. Terms and Conditions of the Lucky Draw
  1. Each Eligible Customer will be entitled to one (1) lucky draw entry for each successfully applied Single Trip Travel Insurance policy and three (3) lucky draw entries for each successfully applied Annual Cover Travel Insurance policy, Home Contents Insurance policy, Excel Hospital Income policy or Golfer Insurance policy, regardless of the number of insured person under the policy.
  2. A total of nine (9) Sets of HK$3,000 FORTRESS Cash Coupon and one (1) set of HK$10,000 FORTRESS Cash Coupon (the "Prize") will be given away under the Lucky Draw.
  3. Award Application Period Prize Number of Winner(s)
    July Award 1 July – 31 July 2015 HK$3,000 FORTRESS Cash Coupon 3
    August Award 1 August – 31 August 2015 HK$3,000 FORTRESS Cash Coupon 3
    September Award 1 September – 30 September 2015 HK$3,000 FORTRESS Cash Coupon 3
    Grand Award 1 July – 30 September 2015 HK$10,000 FORTRESS Cash Coupon 1
  4. All Eligible Customers will be automatically entered into the Grand Award lucky draw, regardless whether the customer is a winner of July, August or September Award.
  5. The Lucky Draw will be held by MSIG Insurance (Hong Kong) Limited ("MSIG") on 15 October 2015 whereby the winners will be chosen randomly from the pool of Eligible Customers by Policy Number.
  6. MSIG and Standard Chartered Bank (Hong Kong) Limited ("the Bank") shall have the right to publish the names of the winners. The Lucky Draw results will be announced including the names of the winners on the Bank's website www.sc.com/hk, and in The Standard and Sing Tao on 22 OCT 2015.
  7. MSIG will send redemption letters on prize redemption arrangement to the winners individually by mail within 1 month from the date of the Lucky Draw. The prize redemption arrangement will be subject to the terms and conditions printed on the redemption letter.
  8. If Eligible Customers cancel his/her relevant insurance applications and/or policies for whatever reasons on or before the lucky draw date, their eligibility to the lucky draw entry will be automatically forfeited. If the lucky draw winner cancelled his/her relevant insurance applications and/or policies for whatever reasons after the lucky draw date, the Bank and MSIG reserves the right to forfeit and cancel the award of the Prize without any further notice.
  9. Fraud and abuse will result in forfeiture of an Eligible Customer’s eligibility to participate in the Lucky Draw.
  10. The Lucky Draw is conducted by MSIG. Employees of MSIG are not eligible to participate in the Lucky Draw. The Bank shall have no liability whatsoever relating to any issues of the Lucky Draw. Any enquiries concerning the Lucky Draw should be directed to the MSIG Insurance Hotline: 3122 6722 (Monday – Friday: 9:00a.m. – 5:30p.m.). The Trade Promotion Competition Licence Numbers are 45322 and 45323.
  11. In case of any dispute, the decision of MSIG shall be final and conclusive.
  12. The Prize is not returnable or redeemable for cash. The acceptance and redemption of the Prize and the associated products/services are subject to the terms and conditions as stipulated by the merchant. Please refer to the actual gift certificate or contact the merchant for details.
  13. Customers understand and accept that the Bank and MSIG are not the supplier of the Prize and the associated products/services supplied by the merchant. The Bank and MSIG shall bear no liability relating to any aspect of the Prize, products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection the products and/or services provided by the merchant, its employees, officers or agents.

Exclusive Offer for Standard Chartered WorldMiles Cardholders

Extra 5% Cash Rebate for applying Single Trip Travel Insurance online1.
Terms and Conditions apply.

Remarks

  1. Additional 5% cash rebate is available to successful applicants of Single Trip Travel Insurance of MSIG Insurance (Hong Kong) Limited ("MSIG"), whose relevant application is made on MSIG's website as accessed through the website of the Bank during the Promotion Period. The Bank is an insurance agent appointed by MSIG. Details please refer to the relevant Terms and Conditions.

Important Notes :

  • The above information is intended to be promotional material only. It is for reference only and does not form an offer for subscription to any insurance product. The policy may contain terms and conditions which are not detailed above. If there is any discrepancy between the information contained above and the terms of the policy, the terms of policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.
  • General Insurance offered by MSIG, are only available for subscription by residents of the Hong Kong Special Administrative Region, subject to relevant terms and conditions. MSIG is a general insurer authorized and regulated by the Commissioner of Insurance of the Hong Kong Special Administrative Region. Standard Chartered Bank (Hong Kong) Limited (the "Bank") is an insurance agent appointed by MSIG. To the extent permissible by law, the Bank shall not be liable for any person for the use of any of the above information.
  • In respect of an eligible dispute arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly MSIG and the customer.