All rupee loans sanctioned and credit limits renewed with effect from 1 April 2016 shall be priced with reference to the MCLR, which will be the internal benchmark for such purposes.
| Effective Rate as of 6th December 2025 | |
| Tenor | Tenure wise MCLR |
| Overnight | 7.35% |
| 1 month | 7.95% |
| 3 month | 8.10% |
| 6 month | 8.20% |
| 1 year (12 month) | 8.45% |
| 2 year (24 month) | 8.40% |
| 3 year (36 month) | 8.40% |
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