Zero Documentation
Instant Loan
Easy Payment
Attractive Interest Rates
Hassle-free Re-payment EMIs
Convenient Processing
Smooth Funds Transfer
Loan on Credit Card with flexible tenures ranging from 12-60 months and interest rates starting at 0.99% per month
Within 2 days
Interest Rate Per Month.* T&C apply
Repayment tenure options
Zero Documentation
Instant Loan
Easy Payment
Attractive Interest Rates
Hassle-free Re-payment EMIs
Convenient Processing
Smooth Funds Transfer
All Standard Chartered credit cardholders are eligible to apply for a loan on their credit cards.
Additionally the following factors will also work in your favour:-
Final eligibility amount and applicable interest rate will be determined solely at the discretion of the Standard Chartered bank.
Yes, you can apply for a loan on your credit card through various channels provided by the bank. These funds can be used for personal requirements only.
Apply for a loan on your credit card via:
The website
Netbanking
Mobile banking
Phone
Since the credit history of the primary cardholder is the one considered for the eligibility of an add-on card, only they may apply for a credit card loan.
Standard Chartered does provide you with the ability to close your loan before the tenure with a minimal pre-closure fee of 4%.
The loan amount on your Standard Chartered credit card will depend on your available credit limit, but the bank can provide a higher amount at its discretion based on your credit history.
Standard Chartered provides select eligible clients within the credit limit loan – Dial A Flexi Repayment (DFR) option for fixed tenure with flexible repayment option.