Terms & Conditions:

1. This benefit is valid only on the Standard Chartered Bank (“SCB”) Debit Card.
2. This benefit is part of the product offering and may vary from card to card at the sole discretion of the bank.
3. Reward points can be redeemed through Online rewards portal which is accessible on Internet banking post login.
4. Reward points earned in the period of 1st Jan to 31st Dec will expire on 30th June of the subsequent year.
5. This offer is not valid on cash withdrawal, balance enquiry and POS cash advance transactions made by customers with their Debit Cards.
6. Applicable to customers residing in India as well as on the Private Platinum Debit Card, Priority Platinum Debit Card, Premium Platinum Debit Card and Platinum Debit Card offered to NRO Savings Account holders of Standard Chartered Bank.
7. Only ‘undisputed’ transactions will qualify for benefit.
8. Only valid transactions will be considered for the benefit. Validity of the transaction shall be at the sole discretion of the Bank.
9. The participation in the offer is entirely voluntary & it shall be deemed to have been made on a voluntary basis.
10. The participation in the offer shall be deemed to be an acceptance of all the terms and conditions governing the offer, which can be amended from time to time at the sole discretion of the management of the Bank.
11. The Bank reserves the right to change / withdraw this offer at any point of time (without prior intimation to cardholder).
12. The existence of a dispute, if any, under this offer shall not constitute a claim against Standard Chartered Bank.
13. In all matters relating to this offer, the decision of the Bank shall be final and binding in all respects. Any dispute arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Mumbai only.
14. These terms and conditions are in addition and not in derogation to terms and conditions of Standard Chartered Bank Debit Cards.
15. Effective 1 April 2021, spends made on your debit cards on certain Merchant Categories will not earn reward points (“Excluded Merchant Categories”). Excluded Merchant Categories like Mutual Funds, Insurance and Insurance Premium, Railways, Government payments, payments towards Schools, Financial Services including credit card balance payment, loan payment, etc.For Merchant Category Codes of the Excluded Merchant Categories, please click here.