Home loan Closure Documents

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Interest Calculation

Interest Rate conversion

Interest rate variants

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Interest Calculation

Check frequently asked questions related to home loan interest calculation

  • FAQs
    • The interest on home loan is calculated on a daily reducing balance and is charged with monthly rests.

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    Interest Rate conversion

    Check frequently asked questions related to home loan interest rate conversion

  • FAQs
    • At the discretion of Standard Chartered Bank, you have the option of changing your interest type from Fixed to Variable or vice-versa, provided you pay a fee upto 1.5% of the principal outstanding at the time of exercising the option. To know more, please click here.

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    Interest rate variants

    Check frequently asked questions related to home loan interest rate variants

  • FAQs
    • If the interest rate on the home loan varies periodically over the home loan tenure, then it is called a floating rate home loan. However fixed rate home loans are offered at a predetermined interest rate during the loan period. They remain unchanged during the loan period irrespective of the prevailing market conditions.

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