All rupee loans sanctioned and credit limits renewed with effect from 1 April 2016 shall be priced with reference to the MCLR, which will be the internal benchmark for such purposes.
| Effective Rate as of 7th April 2026 | |
| Tenor | Tenure wise MCLR |
| Overnight | 7.85% |
| 1 month | 8.50% |
| 3 month | 8.65% |
| 6 month | 8.85% |
| 1 year (12 month) | 9.10% |
| 2 year (24 month) | 9.15% |
| 3 year (36 month) | 9.20% |
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