Elevate comes with Inbuilt covers & various other add-ons
of Sum Insured*
of Annual Sum Insured#$
waiting periods#@
Health Insurance cover
Flexible policy term
10% discount by selecting
Tax benefits
Pick & choose option from multiple add-ons#
1. Sum Insured Options: 5 Lakh, 7.5 Lakh, 10 Lakh, 15 Lakh, 20 Lakh, 25 Lakh, 50 Lakh, 1 Cr., 3 Cr.
2. Policy Tenure Options: 1/2/3/4/5 years
3. Age limit: 18 years to 125 years; Child considered as dependant till 30 years (if policy taken with parents)
4. Family Floater Limit: 2 Adults & 3 Kids
5. Waiting period:
5.1. Initial Waiting period of 30 days applicable
5.2. Pre-existing disease waiting period: 36 months
5.3. Specific disease waiting period: 24 months
5.4. For Critical Illness: 90 days
5.5. For Bariatric Surgery: 24 months
5.6. For Maternity: 24 months
5.7. For Worldwide cover: 24 months
5.8. For Diabetes, HTN & Cardiac condition unless PED: 90 days
6. For more detailed terms & conditions coverage wise, please refer to Elevate product’s policy wording, link for which is https://www.icicilombard.com/docs/default-source/default-document-library/elevate.pdf
7. Disclaimer:
*Reset benefit for Elevate - Reset Benefit will not trigger in first claim. Reset benefit amount cannot be carried forward to subsequent years. Applicable for domestic coverages only.
#$Power Booster (Super Loyalty Bonus) Add on cannot be opted with unlimited sum insured option. Bonus can be utilised only after annual sum insured is exhausted.
#@Pre exsiting disease waiting period can be reduced to 24/12 months if “Waiting Period Reduction Option” is opted.
#Add ons are subject to payment of additional premium
Product Name: Elevate ;Product UIN No. ICIHLIP25048V042425