Disclaimer

This is to inform that by clicking on the link, you will be leaving our www.sc.com/inand entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting our www.sc.com/in

Proceed
Start your investment journey with a SIP
  1. Investment
  2. Systematic Investment Plan

Build wealth with a Systematic Investment Plan (SIP)

Get access to SIP packs curated by in-house experts based on the amount you wish to invest, and fund recommendations based on your risk profile via Fund Select.

Achieve long-term financial goals with small and regular investments in SIP
  • Achieve
    lower cost per unit
  • Capture
    market opportunities
  • Enjoy the
    power of compounding

Cultivate a healthy investment discipline by exploring the opportunities through Systematic Investment Plans.

Features of Systematic Investment Plans Online

Open architecture

Our open architecture platform means that you have access to over 300 funds from over 20 fund houses.

Experienced Wealth specialists

Experienced Wealth specialists who assist you with your wealth requirements.

Convenience

Multiple modes of transaction – SC Mobile app, Online Banking, branch and remote-assistance on phone.

Reports and review

Comprehensive reports on market outlook and updates on your investments. Product performance reviews on request.
Show more Show less

SIPs tend to have a low minimum investment threshold, so they’re perfect for people looking to start small and build wealth as a long-term goal. It inculcates disciplined investing. Whether you are a novice or an experienced investor, SIPs can help build long-term wealth.

SIPs offer many benefits worth exploring:

  • SIPs may help your investments grow significantly over time, with the power of compounding. The longer you stay invested, the greater your returns.
  • SIPs, can be scheduled at frequency of your choice. It instills financial discipline and help prevent impulsive investing.
  • SIPs in mutual funds provide exposure to a diversified portfolio managed by professionals. They may help reduce risk compared to direct stock investments.

SIPs are a great way for beginner and seasoned investors alike to build their wealth over the long term. However, choosing the right one according to one’s investor risk profile is equally important. This is because mutual funds’ performance can vary based on the underlying securities they invest in. Equity mutual funds for example, are subject to higher levels of market volatility (and therefore, either gains or losses), as compared to debt funds.

SIPs are market-linked, so your returns aren’t guaranteed. However, you can use our SIP calculator to estimate your earnings over time.

  • Navigate to investments -> ‘Online Mutual Fund’. On the home page you will find a list of our top fund ideas. You can invest in any of these funds by clicking on ‘Invest Now’ or ‘Set up SIP’.

  • You get access to a comprehensive range of market insights available on the go. You also get access to a carefully curated set of mutual funds from over 15 fund houses, including ideas on high conviction funds. You can invest on-the-go using our mobile app.

  • Yes, you can make changes to your monthly investments. You can increase or decrease your periodic investment or even pause your SIPs if necessary. Speak to your RM today for assistance.

  • You can invest in SIPs starting at just Rs 100.
    However, the minimum amount to invest in an SIP can vary depending on the mutual fund house.

  • You need to have a savings relationship with Standard Chartered. You can then navigate to online banking/mobile banking and click on ‘Investing > SC invest ’ to set up your investment account. You can then complete your investment profile by clicking on ‘Customer Investment Profile’. That’s all! You are ready to start investing by selecting the fund of your choice.

  • No. The process for opening an investment account with Standard Chartered Bank can be done online. However, you do have the option to connect with your RM and complete it offline, should you need any assistance.

    Note: Refer to the steps given in the earlier question for more details.

  • No. You do not need to pay any fees or charges.

  • Simply log on to online banking through your desktop, click on ‘Investment’ and ‘Open Investment Account’

Person, Human, Computer
Take control of your investments