Partnering Niva Bupa, WHOOP to support clients’ holistic needs across health and prevention

12 February 2026, India: As part of its approach towards delivering a differentiated, holistic affluent banking proposition, Standard Chartered (“the Bank”) today announced the launch of its Health and Wellness proposition for clients in India. The proposition is launched in partnership with Niva Bupa, a comprehensive healthcare insurance provider, and WHOOP, a market leader in fitness and health wearables.

With this Health and Wellness proposition, the Bank aims to augment its affluent proposition and go beyond traditional financial services, enabling clients to access comprehensive health and wellness solutions alongside wealth management.

By placing a strong emphasis on prevention and early intervention, Standard Chartered seeks to empower clients to take a more proactive approach to managing their health and overall quality of life.

Recognising the growing demand among Indian consumers for end-to-end healthcare support, the collaborations span the entire healthcare journey – from preventive care and early diagnosis to treatment, recovery and personalised wellness coaching. These offerings are curated to deliver exclusive value and a differentiated experience for the Bank’s affluent clients.

By adopting a 360-degree approach to managing and protecting wealth, Standard Chartered continues to evolve its proposition to address both financial security and personal wellbeing, reinforcing the interconnectedness of health and wealth in today’s environment.

Niva Bupa offerings

• A newly launched product which offers unlimited health cover (ReAssure 3.0)
• A virtual concierge service exclusively for Standard Chartered clients when they need it the most – including end to end support with Claims, Renewals and Policy Servicing
• Global Health Cover up to INR 5 crore

WHOOP offerings

• Wearable devices which enable access to comprehensive insights on relevant health and wellness metrics and personalised wellness coaching and communities
• Bespoke offerings for Standard Chartered’s affluent banking clients in India through access to events and experiences, insights, and content

Aditya Mandloi, Head, Wealth and Retail Banking, India & South Asia, Standard Chartered, said, “True prosperity goes beyond personal and financial capital, it also encompasses personal health and holistic wellbeing. This belief underpins our collaboration with Niva Bupa and WHOOP which bring together banking, protection and cutting-edge wearable technology to help clients bridge the gap between financial wellness and personal wellbeing. It reinforces our commitment to building a differentiated proposition for our affluent clients, one that considers not only their financial goals but the broader context of their lives and wellbeing.”

Krishnan Ramachandran, MD & CEO, Niva Bupa, said, “Our decade-long association with Standard Chartered Bank is built on trust, shared purpose, and a deep understanding of evolving customer needs. As part of this continued partnership, we are proud to bring our newly launched ReAssure 3.0 with unlimited health cover to Standard Chartered customers, alongside an exclusive virtual concierge that offers end-to-end support across claims, renewals, and policy servicing, and global health cover of up to INR 5 crore. Together, we are building a differentiated wellness proposition that seamlessly integrates protection, convenience, and financial well-being—reinforcing our shared commitment to helping customers stay resilient against rising healthcare costs”

“At WHOOP, we’re committed to helping people unlock their human performance, health span and wellbeing through data-driven insights and personalised coaching,” said Todd Stiefler, VP of Enterprise at WHOOP. “Our partnership with Standard Chartered reflects a shared vision to integrate proactive health management into every aspect of daily life. Together, we’re empowering clients to make informed decisions about their wellness, using science-backed insights to improve both their physical health and overall quality of life.”

These collaborations reinforce Standard Chartered’s commitment to delivering a differentiated, future-ready client proposition for our affluent clients which takes into account not just their wealth but their overall wellbeing.

About Standard Chartered

Standard Chartered has been operating in India with a continuous presence of over 165 years making it one of the oldest foreign banks in the country. The Bank has a network of 98 branches across 41 cities. Key business segments include Corporate and Investment Banking and Wealth and Retail Banking. For more information, visit https://www.sc.com/in/

Globally, we are a leading international banking group, with a presence in 54 of the world’s most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.

Standard Chartered PLC is listed on the London and Hong Kong stock exchanges. For more stories and expert opinions please visit Insights at sc.com. Follow Standard Chartered on X, LinkedIn, Instagram and Facebook.

About Niva Bupa

Niva Bupa Health Insurance Company Limited is a Public Listed Company on Stock exchange(s). The company’s purpose is to give every Indian the confidence to access the best healthcare. It intends to play the role of an enabler in the lives of its customers and help them live life without constraints. This is reflected in its brand philosophy – ‘Zindagi Ko Claim Kar Le’.

As of December 31, 2025, Niva Bupa had over 210 physical branches across India. It additionally offers health insurance through its ecosystem partners including 2.2 Lakh agents, 575+ brokers, and over 115 Banca & Other Corporate Agency Partners. The company currently covers 24.5 million lives and has 10,587 hospitals empanelled in its hospital network.

Niva Bupa has consistently maintained 90%+ claim settlement ratio over the last 4 financial years, having ended Q3FY26 with claim settlement ratio of 94.1%. With an employee base of over 10,100 people, the company is a certified Great Place to Work five times in a row.

About WHOOP

WHOOP, the human performance company, empowers people to unlock their potential and live longer, healthier lives. The WHOOP membership delivers world-class wearable technology, personalised coaching, and actionable insights across recovery, sleep, training, and health.

WHOOP wearable devices, including WHOOP 5.0 and WHOOP MG, feature groundbreaking innovations such as cardiovascular health screening (including an FDA-cleared ECG), Health span to measure Pace of Aging and WHOOP Age, and the first-of-its-kind wearable Blood Pressure Insights.

Founded in 2012 and headquartered in Boston, WHOOP has raised more than $400 million in venture capital and ships to 56 markets worldwide. The WHOOP app is available in English, French, German, Italian and Spanish. WHOOP is sold through leading retailers including Amazon in the US, UK, and Australia, Best Buy and Dick’s Sporting Goods in the US, Flipkart in India, and Virgin Megastore in the GCC.

To learn more or start a one-month free trial, visit whoop.com and connect with WHOOP on Instagram, X, Facebook, LinkedIn, and YouTube.

For further information please contact