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Disclaimers

Standard Chartered Bank, India (SCB India) is a branch of Standard Chartered Bank a body corporate incorporated by Royal Charter under the laws of the United Kingdom with its principal office at 1, Basinghall Avenue, London EC2V 5DD, having its principal place of business in India at Crescenzo, 4th Floor, C 38/39, G Block, Bandra Kurla Complex (East) Mumbai, Maharashtra 400051

All offerings mentioned in the document are for domestic SCB India Priority clients.

^^FUM (Funds Under Management) >= INR 50 lakhs which includes anyone, or the combination of the following products from the Bank: Savings Accounts, Term Deposits, Investments made through the Bank and value of Demat held with the Bank.

Investments

1SCB India is a distributor of mutual funds and a referrer of other third-party financial products and does not provide any investment advisory services as defined under the SEBI (Investment Advisers) Regulations 2013 or otherwise. Mutual Fund investments are subject to market risk. Read scheme related documents carefully prior to investing. Past performance is not indicative of future returns.

2Portfolio review refers to review of Mutual fund holdings that client has through the Bank.

3Vistra ITCL (India) Limited (herein referred to as the ‘Service Provider’) is a provider of estate and succession planning services, providing services including but not limited to trust creation and execution, will writing etc. Standard Chartered Bank (“Bank”) will refer its clients to the Service Provider, a third-party service provider for their independent evaluation. This is purely a referral service being provided by the Bank and is strictly on a non-risk participation basis. The Bank does not provide any guarantees, warranties, assurances or commitments on any of the referrals. The Bank is not acting in any fiduciary/advisory capacity. The Bank shall not be held responsible and/or liable for any loss/liability arising out of or relating to the services availed by the client through the Service Provider. The Bank will receive a referral fee for successful referrals. Prior to referral, Standard Chartered Bank will disclose to clients all referral fees and commissions to be received by them from the Service provider against referral. The same can also be viewed on the Standard Chartered India official Website under Important Disclosure.

Insurance

4SCB India having its principal place of business at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI Reg No. 105) for life insurance products; Royal Sundaram General Insurance Co. Limited (IRDAI Reg No. 102), ICICI Lombard General Insurance Company (IRDAI Reg No. 115) for general insurance products and Max Bupa Health Insurance Company Limited (IRDAI Registration no. 145) for standalone health insurance products vide corporate agent number CA0028. All insurance products are underwritten by the respective insurance companies and not SCB India. Participation of Standard Chartered Bank clients in any insurance scheme is purely voluntary and is not linked to the availment of any other banking products or services from the Bank. The benefits / features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation.

Equities

5All equity services will be available only through Standard Chartered Securities India (SCSI). Standard Chartered Securities (India) Limited. CIN No: U65990MH1994PLC079263 Registered Office: 23-25 M. G. Road, Fort, Mumbai-400001. Tel.: 022 – 6135 5999 Fax: 022 – 6135 5900 Website: www.standardcharteredtrade.co.in SEBI Registration Numbers NSE and BSE Single Registration No. – INZ000231932 | NSE TM Code – 13333 | BSE TM Code – 767 | Research Analyst : INH000000966 | PMS – PM / INP000003542 | Mutual Fund ARN – 0354 For queries/clarification email us at queries@standardcharteredsecurities.com For any grievance / dispute please contact stock broker at the above address or Email Id : customercare@standardcharteredsecurities.com. Compliance Officer Name, Phone No. & Email Id: Ankit Parmar, 022-68268121, compliance.scsi@sc.com.

Standard Chartered Securities (India) Limited (SCSI) is a wholly owned subsidiary of Standard Chartered Bank (Mauritius) Limited (SCBM) Savings, Current, Fixed deposit & Demat Account are offered by SCB and Trading Account is offered by SCSI. For MTF, funding contribution varies across stocks. Funding charges depend on amount of investment and subject to provisions of SEBI Circular CIR/MRD/DP/54/2017 dated June 13, 2017 and the terms and conditions mentioned in rights and obligations statement issued by the SCSI.Investment in securities market are subject to market risks, read all the related documents carefully before investing.

Wealth Lending

6As per extant limits advised by RBI from time to time.

Foreign Exchange

7Priority Banking clients can consult their Relationship Manager/Branch to get preferential currency conversion rates from published card rates.

8SCB India offers foreign exchange (forex) products and services that comply with the Foreign Exchange Management Act (FEMA) regulations and other applicable laws.

International Banking

9SCB India’s role is limited to referring you to the Standard Chartered Bank entity (“SCB entity”) in the relevant jurisdiction for whose service(s) / product(s) you have evinced interest. Nothing herein is to be construed as an offer, solicitation of an offer by SCB India to buy or sell any general or specific service / product offered by the SCB entity in the relevant jurisdiction. It shall be within your sole discretion to opt for any such service / product, availability of which is dependent on the laws and regulations in the relevant jurisdiction and your eligibility.

10Through our International Banking Centres.

11The Global Link service is provided subject to the terms in the Global Link Guidelines. These guidelines are available when you access SCB On-line Banking. Please visit https://www.sc.com/en/banking/online-banking-global-link/global-link-guidelines/ for more details.

12Worldwide Priority Status may not be available in all countries and are subject to local regulations. We may vary or withdraw the services at any time.

Priority Exclusives

Features/ Privileges offered as part of Priority Exclusives are subject to relevant Terms and Conditions (T&Cs):

13For SC Privileges T&Cs, refer https://www.sc.com/in/terms-and-conditions/thriwe/.

**For Beyond Credit card TnCs, refer https://www.sc.com/in/credit-cards/beyond-credit-cards/. Issuance of Credit card is at the sole discretion of Standard Chartered Bank.

14For Banking and Beyond T&Cs, refer https://www.sc.com/in/terms-and-conditions/bankingandbeyond/.

#Airport Transfer (pick up/ drop) services are offered via SC Privileges platform. For SC Privileges T&Cs, refer https://www.sc.com/in/terms-and-conditions/thriwe/

*Hotel memberships access is subject to relevant TnCs