• Simple and fast
  • Best rates
  • 24/7 service

A World of Privileges Customised For You

There are special privileges offered to Standard Chartered employees, when it comes to Credit Cards and Loans.

As a Standard Chartered employee, you stand to enjoy pricing privileges and fee waivers, as well as increased convenience with documentation ease.

You can express your interest by completing the form on the right, or call us on Staff dedicated number 66017676

Credit Cards*

  1. No Annual Fees for life**
  2. No Joining fees**
  3. Minimal documentation required for staff accounts
    1. Application form
    2. Staff MID
    3. KYC (If KYC not complete on system). KYC docs will be required if address declared by staff is not as per the address updated in bank records (staff salary account)
  4. Dial-A-Loan at 1% processing fee irrespective of ticket size
  5. Enhanced Reward Points Program
  6. [Applicable from October 2015]. For Detailed process to avail rewards points, please click here

**Applicable for the enclosed card variants

  1. Manhattan Platinum
  2. Titanium
  3. Platinum Rewards
  4. Visa Infinite
  5. Inner Circle Platinum

*Terms & Conditions Apply

Personal Loan*

  1. Personal Loan @12.99% p.a (for October 2015) for tenures ranging from 1 to 5 years*
  2. No processing fees
  3. No pre-closure charges*
  4. Minimal documentation required for staff accounts
    1. Application form
    2. KYC (If KYC not complete on system)
    3. Loan agreement/SI form

*Applicable only on new personal loans availed. For existing customer, Rate of Interest & pre-closure charges as mentioned in the Personal Loan Agreement will apply

Terms & Conditions Apply

Mortgage Loan*

  1. Best in class rate @9.70% p.a (Applicable for October 2015)*
  2. No processing fees
  3. Nil repayment charges
  4. Minimal documentation required for staff accounts
    1. Application form
    2. Consent to extract 3 month Salary account bank statement
    3. Details of existing loans and limits
    4. Property paper copies
    5. KYC of applicant not existing client with SCB

*Applicable only on new home loans availed and not for Home Saver. Applicable only for Variable category interest rates.

Terms & Conditions Apply

For the avoidance of doubt, the applicable interest rates, fees and charges and/or any waiver thereof, which are reflected above, are only valid for staff of Standard Chartered Bank India ("Standard Chartered" or the "Bank") during the period of their employment with the Bank. Upon resignation and/or termination of employment with Standard Chartered, the standard and prevailing commercial interest rates, fees and charges shall apply. The Bank reserves the right to vary the applicable interest rates, fees and charges, in accordance with the terms of our banking agreement, as may be amended and/or notified to you from time to time.

"Best rates" means rates that are equal to or better than the rates offered to employees of corporate clients who maintain an Employee Banking relationship with Standard Chartered Bank India. "Simple and fast" refers to the application process for banking products made simpler and faster. "24/7 service" refers to dedicated 24/7 phone banking service and services that can be accessed through our staff web portal at sc.com/in/staff.