How Fund Select Chooses High Quality Funds to Build a Strong Portfolio
Learn More Learn More
In a hurry? Read this summary:
Mutual funds have emerged as a popular avenue, as well as an integral part of every investor portfolio today. This is evident from how total assets under management (AUM) in mutual funds in India stood at as much as ₹75.19 trillion as on August 31, 2024, according to the August 2025 monthly note from Association of Mutual Funds in India (AMFI).
And if you’re looking to add mutual funds to your portfolio, Standard Chartered’s Fund Select steps in as an indispensable ally.
Designed to suit your risk profile
Fund Select presents fund ideas that align with your risk profile, along with key details such as performance, risk factors, and the rationale behind each selection.
Thorough analysis across parameters
Funds are selected based on a detailed assessment using multiple qualitative and quantitative factors.
Clear, focused fund ideas
We simplify the process by cutting through the noise, helping you focus on what truly
matters.
Regular review for continued performance
The selected funds are regularly reviewed to ensure they stay aligned with performance
expectations.
Supports smarter diversification
By outlining the risk characteristics of each fund, Fund Select helps build a well-diversified and balanced portfolio.
There is more to selecting the right mutual funds than assessing past returns. Fund Select conducts a thorough review of each fund using its proprietary 3P-framework: People, Process and Performance. It is only after rigorous screening and monitoring that a fund is recommended to potential investors.
Fund Select screens options from over 300+ mutual funds listed in the market across fund types, each suited to different investment horizons and risk profiles, to help investors narrow down their choices easily.
Every fund is evaluated in reference to prevailing market conditions, as well as emerging investment themes shaping India’s economy. These funds are also aligned with views from Standard Chartered Bank’s in-house experts who provide forward-looking insights on Indian, as well as global investment trends.
People are an integral aspect of a fund’s ability to deliver consistent returns and achieve its stated investment objectives.
A seasoned fund manager, with their past learnings help a fund efficiently weather and navigate volatile capital markets.
A strong knowledge of the sector and asset classes one is investing in helps them identify emerging opportunities and impending risks well in time.
A low amount of churn in a fund’s core management team signals alignment with the fund’s stated objectives and investment strategy, potentially reducing the chances of volatility in a fund’s portfolio
A fund’s edge lies in in how ideas are translated into translated into portfolio decisions. It also lies, in equal measure, in how well risk and return are balanced.
Fund portfolios that reflect in-depth research backed by sector and asset class expertise alongside a long-term view are always given precedence over those that merely chase short-term returns.
While shortlisting mutual funds, how well a mutual fund ensures capital preservation in addition to providing one with a stable income and capital appreciation is also assessed. Efficient diversification and risk management practices are central to any given funds’ success.
Decisions aligned with the fund’s stated investment process and objectives are key to our selection process, to ensure trust and reliability at every step for our investors.
Post recommendation, every fund is carefully and consistently scrutinised and monitored.
Rooted in data-backed insights, our evaluation model assesses fund performance in a consistent and objective manner, helping reduce the risk of investment decisions based on sentiment.
Fund performance is analysed not just on a stand-alone basis, but in relation to the fund’s under or over performance relative to its peers and benchmark index as well. Additionally, all shortlisted funds are also evaluated for their information ratio, which refers to their performance relative to the amount of risk undertaken, to ensure capital preservation.
Every shortlisted mutual fund is continually monitored for performance across market cycles.
To help enhance your investments, you can invest in Fund Select’s list of funds via the SC Invest platform — a tool that helps you find funds most suited to you based on your risk profile. Investments can be made both via lump sum payments or Systematic Investment Plans.
Ready to begin? Explore SC Invest and Fund Select or speak to your Standard Chartered relationship manager to learn more.
Related articles:
SIP 101: A Primer for Beginners
Standard Chartered Bank, India (‘Bank’) is an AMFI-registered distributor of mutual funds and referrer of other third-party investment products and does not provide any investment advisory services as defined under the SEBI (Investment Advisers) Regulations, 2013. Mutual fund investments are subject to market risks, please read scheme related documents carefully before investing. Past performance is not indicative of future returns. Apart from the RM-assisted journey, SC Invest is an EXECUTION-ONLY platform. The Bank does not provide any investment advice or investment recommendations in respect of any transaction effected through the SC Invest platform.
The contents on this webpage are for general information only and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. You are fully responsible for your investment decision, including whether the product or service described here is suitable for you. Standard Chartered Bank will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information in this webpage. The contents herein are for general evaluation only and has not been prepared to be suitable for any particular person or class of persons. Standard Chartered Bank makes no representation or warranty of any kind, express, implied or statutory regarding the contents on this webpage or any information contained or referred to herein. This webpage is distributed on the express understanding that, whilst the information in it is believed to be reliable, it has not been independently verified by us.
This communication has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Standard Chartered Bank India (“SCB/ Bank”) does not warrant its completeness and accuracy. This information is not intended as an offer or solicitation for the purchase or sale of any financial instrument / units of Mutual Fund. Recipients of this information should rely on their own investigations and take their own professional advice. Neither SCB/Bank nor any of its employees shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. SCB Bank and its affiliates, officers, directors, key managerial persons and employees, including persons involved in the preparation or issuance of this material may, from time to time, have investments / positions in Mutual Funds / schemes referred in the document.
Standard Chartered Bank (“SCB/ Bank”) is a AMFI-registered Mutual Fund Distributor & a Corporate Agent for Insurance products.