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Terms and Conditions for 5x Rewards Offer


  1. Bank: Standard Chartered Bank in India.
  2. Offer:  The offer means each cardholder will be assigned a unique spend target as communicated through SMS or Email. On fulfilment of the target spend assigned, the cardholder will be rewarded with 5X reward points up-to 5000 rewards as mentioned in the offer communication (SMS/EMAIL).
  3. Offer Period: The Offer Period shall commence from 00:00:01 hours on 16 June 2023 and shall extend up to 23:59:59 hours on 15 July 2023.
  4. Qualified Customer: The offer is only applicable to a select set of Standard Chartered credit card holders. Bank’s credit card customers who have received the Offer communication from the Bank and who have successfully qualified for the reward by carrying out transactions that qualifies for the Offer.
  5. NRE and NRO cardholders will not be eligible for this offer.
  6. Only specific Card holders who have received the communication via email and SMS are eligible for the offer

Offer Details

  1. Customer has to transact using his/her Standard Chartered credit card during the offer period.
  2. Customer will be eligible for the additional reward points on meeting the target spends during the offer period only.
  3. Spend target and additional reward points will be mentioned in the offer communication (SMS/EMAIL).
  4. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
  5. In the event a cardholder has multiple credit cards, transactions across all the cards will be consolidated to qualify for the offer.
  6. This offer is not applicable on Standard Chartered Ultimate, Landmark Rewards, Digi-Smart, Smart and Emirates credit cardholders.
  7. The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals, rental payments, transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.
  8. Qualified customers will receive the reward points within 90 days from the date when the offer ends.

Communication of the Offer

  1. The Offer will be communicated to customers through–SMS and/or e-mailer on their registered email address or mobile number only.

General Terms and Conditions

  1. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the bank’s website (www.sc.com/in)
  2. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein nor those forming part of the e-mailers or running this Offer shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of termination/expiry of the Offer.
  3. Participation in this Offer is entirely voluntary and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis.
  4. The Offer is non-transferable.
  5. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
  6. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/ tribunals of Mumbai.
  7. The Bank shall not be obliged to make any public announcements of the results of the Offer.
  8. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
  9. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming part of the e-mailers.
  10. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.