Definitions:

1.  Bank: Standard Chartered Bank in India.
2. Offer: An eGift voucher of INR Five thousand only (INR 5,000) after month 2 of account opening and an eGift voucher of INR Ten thousand only (INR 10,000) after month 6 of account opening. You will have the option of choosing one out of the five vouchers available for you.
3.  Offer Period: The Offer Period shall commence from 00:00:01 hours on 01 August 2025 and shall extend up to 23:59:59 hours on 30 September 2025.
4.  Applicability: Resident Indian clients signing up for a new Priority Banking account with Standard Chartered

Offer Conditions & Qualification Criteria:

• Condition 1 – Card (Credit /Debit) & UPI Spends: Clients must spend INR 50,000 within month 2 of the Priority Banking a/c being setup, where the month of a/c opening is considered as month 0, and another INR 50,000 within the next four months (months 3, 4, 5 and 6) respectively, using their Standard Chartered credit card, debit card or UPI or any combination of these. Cumulative spends# should be Rupees Fifty thousand (INR 50,000) at the end of month 2 and another Rupees Fifty thousand (INR 50,000) between month 3 and month 6. In case of spends through SCB credit card, the repayment should be done through an SCB savings account only.
• Condition 2 – Fulfilment of Priority Banking Eligibility Criteria: The client must fulfil any one of the Priority Banking Eligibility Criteria as below:

Minimum monthly average FUM ^ (Funds Under Management) of INR 50 Lakh, or

Minimum monthly salary credit into Standard Chartered Salary Account of INR 3 Lakh, or

Mortgage outstanding amount will be tiered as below2

1. >= INR 4Cr – Mumbai, Delhi

2. >= INR 3Cr – Bangalore, Chennai, Hyderabad, Pune, Kolkata

3. >= INR 2Cr – All other cities.

^FUM (Funds Under Management) includes any one, or the combination of the following products from the Bank: Savings Accounts, Term Deposits, Investments made through the Bank.

# Spends considered will be post netting off refunds, failed transactions, and chargebacks. Only transactions in INR will be considered.

Offer fulfilment: E voucher will be sent in month 4 and month 8 respectively from the month of opt-in, where month of opt-in is considered month 0, subject to you meeting the offer qualification criteria. The E voucher will be sent to your registered email ID.

Voucher validity: The voucher is valid for 12 months from the date of issue. The vouchers will be valid for usage on all days of the week.

Voucher usage: To avail the e-voucher, you must input the promo code in the redemption link communicated by the bank on registered mobile number / email id. You will have the option to select the brand for which they intend to redeem the voucher. In case the validity has expired, no extension will be granted under any circumstance.

This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.

General Terms and Conditions

1. This is an exclusive offer provided by Standard Chartered Bank.
2.  The Bank reserves the right to modify/change all or any of the terms applicable to this offer at any time.
3. The Bank also reserves the right to modify, withdraw or discontinue the offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this offer be construed as an obligation on the Bank to continue the offer up to the termination/expiry date.
4. Participation in this offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made voluntarily.
5. The offer is non-transferable.
6. The offer shall not be available wherever it is prohibited under law and/or cannot be made available for any reason whatsoever.
7. The Bank shall not entertain any disputes on the quality of products /services delivered by the Company, even if you approach the Bank for resolution of the same.
8.  The Bank will not be responsible or liable in case the Offer is not configured or could not be availed due to any malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
9.  The Bank does not endorse any of the products, services or brands being offered under the Offer and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after-sales service of such products or services, which shall be at the sole liability of the Company.
10.  The Bank shall not be obliged to make any public announcements for the results of the offer. A Qualified Client shall be intimated by the Bank through Email only.
11.  In all matters relating to this offer, the decision of the Bank shall be final and binding.
12.  By participating in the offer, the participants agree to be bound by the terms and conditions contained herein.
13.  Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to you due to provision of the offer, shall be your sole account.
14.  The Offer shall be subject to usual force majeure events and on occurrence of such events, the Offer may be withdrawn at the discretion of the Bank.
15.  Nothing expressed or implied in the programme shall in any way waive or amend any of the applicable terms and conditions.
16.  Pictures of products shown in the communication sent to you either through mailers or advertised, are for representative purpose only and may not bear a resemblance to the actual products sold by the relevant sellers. The Bank shall under no circumstances be responsible towards the same.
17. Services offered under this programme are subject to availability from the Company and in no circumstances will the Bank be liable for non-availability of any of the products / services.
18. Under no circumstance will the offer/Instant Discount being offered under this program be settled in cash.
19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by both the Parties with mutual consultations for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and language of arbitration shall be English.
20. You are not bound in any way to participate in the programme. Any such participation is purely voluntary.
21. All liability with respect to the products purchased lies with the Company and the Bank shall be in no way responsible for the same.
22. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.