Terms and Conditions for Enhanced Priority Program Onboarding Offer
Definitions:
1. Bank: Standard Chartered Bank (SCB), India. 2. Offer: A complimentary 1-year Taj Epicure Preferred Membership including vouchers. 3. Offer Period: The Offer Period shall commence from 00:00:01 hours on 1st December 2025 and shall extend up to 23:59:59 hours on 30th June 2026. 4. Applicability: Opening a FUM (Funds Under Management) qualified* Enhanced Priority Program relationship during the Offer Period. Accounts opened till 30th June 2026 will be considered under the Offer.
5. Voucher validity: The voucher is valid for 12 months from the date of issue. The vouchers will be valid for usage on all days of the week.
6. Voucher usage: To avail the offer, you must access the voucher/promo code communicated by the bank via SC Privileges platform.
Step to be followed to redeem the Taj Epicure hotel membership-
1. Customer has to login on “SC Privileges” platform with their Membership ID and click on the tile “Taj Epicure membership” on the dashboard
2. Customer will get redirected to the Taj Epicure benefit page which will have access to-
a. Unique voucher code and voucher pin that can be redeemed
b. A dedicated webpage for SCB for Taj Epicure link
3. Customers are required to enter the designated voucher code and voucher PIN to complete their registration for the Epicure Membership Program through the dedicated Epicure link.
4. Upon successful registration, customers will be enrolled as Epicure members and will receive a unique membership ID.
5. This membership ID or the registered mobile number will be required to avail any benefits under the Taj Epicure Membership.
6. Guests will also receive a physical Epicure membership card at the address provided during registration. The card will be dispatched by IHCL and delivered within 10 business days of registration.
In case the validity has expired, no extension to voucher/promo code will be granted under any circumstance.
7. Offer fulfilment: The voucher/ promo code will be available on SC Privileges platform within 60 days of fulfilment of offer criteria. The voucher/ promo code will be subject to the Membership Terms & Conditions.
Offer Conditions & Qualification Criteria:
1. Condition 1: Client must open a Priority banking relationship during the Offer Period and fulfil the Enhanced Priority Program FUM (Funds Under Management) Eligibility Criteria as defined below:
FUM (Funds Under Management) >= INR 2.5 Crores which includes anyone, or the combination of the following products from the Bank: Savings Accounts, Term Deposits, Investments made through the Bank, Life-to-date (total) paid-up life insurance premium for policies in force, market value of demat holdings in the depository account held with Standard Chartered Bank
Client must meet the above Enhanced Priority Program FUM qualification criteria for at least 2 consecutive months within 6 months from date of account opening. As an illustration, if a customer opens a Priority account on 30th June’2026, FUM qualification criteria must be maintained for any 2 consecutive months till 31st December 2026. The customer will be eligible for the Offer subject to fulfilling this condition as well as Condition 2 as mentioned below.
2. Condition 2 – Card (Credit /Debit) & UPI Spends#:
Client must make a minimum cumulative spend of INR 5000 within month
3 months of the Priority Banking account being setup/opened. Spends should be done using SCB Credit or Debit Card or UPI.
#Spends considered will be post netting off refunds, failed transactions, and chargebacks. Only transactions in INR will be considered.
General Terms and Conditions
1. This is an exclusive offer provided by Standard Chartered Bank.
2. The Bank reserves the right to modify/change all or any of the terms applicable to this offer at any time.
3. The Bank also reserves the right to modify, withdraw or discontinue the offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this offer be construed as an obligation on the Bank to continue the offer up to the termination/expiry date.
4. Participation in this offer is entirely voluntary, and it is agreed and understood by the participants that participation shall be deemed to have been made voluntarily.
5. The offer can be availed only once at time of meeting the account opening criteria.
6. The offer is non-transferable, cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
7. The offer shall not be available wherever it is prohibited under law and/or cannot be made available for any reason whatsoever.
8. The Bank shall not entertain any disputes on the quality of products /services delivered by the Company, even if the client approaches the Bank for resolution of the same.
9. The Bank will not be responsible or liable in case the Offer is not configured or could not be availed due to any malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
10. The Bank does not endorse any of the products, services or brands being offered under the Offer and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after-sales service of such products or services, which shall be at the sole liability of the Company.
11. The Bank shall not be obliged to make any public announcements for the results of the offer. The Qualified Clients shall be intimated by the Bank through Email only.
12. In all matters relating to this offer, the decision of the Bank shall be final and binding.
13. By participating in the offer, the participants agree to be bound by the terms and conditions contained herein.
14. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the client due to provision of the offer, shall be to the sole account of the client.
15. The Offer shall be subject to usual force majeure events and on occurrence of such events, the Offer may be withdrawn at the discretion of the Bank.
16. Nothing expressed or implied in the programme shall in any way waive or amend any of the applicable terms and conditions.
17. Pictures of products shown in the communication sent to the client either through mailers or advertised, are for representative purpose only and may not bear a resemblance to the actual products sold by the relevant sellers. The Bank shall under no circumstances be responsible towards the same.
18. Services offered under this programme are subject to availability from the Company and in no circumstances will the Bank be liable for non-availability of any of the products / services.
19. Under no circumstance will the offer/instant discount being offered under this program be settled in cash.
20. For any disputes arising out of the Offer shall be governed by and construed in accordance with laws of India and the courts of Mumbai shall have the exclusive jurisdiction in case of any disputes under this Agreement.
21. Clients are not bound in any way to participate in the programme. Any such participation is purely voluntary.
22. All liability with respect to the products purchased lies with the Company and the Bank shall be in no way responsible for the same