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Terms and Conditions for Priority onboarding offer

Definitions:

  1.  Bank: Standard Chartered Bank in India.
  2.  Offer: An eGift voucher of INR Five thousand only (INR 5,000) after month 2 of account opening and an eGift voucher of INR Ten thousand only (INR 10,000) after month 6 of account opening. You will have the option of choosing one out of the five vouchers available for you.
  3.  Offer Period: The Offer Period shall commence from 00:00:01 hours on 01 August 2025 and shall extend up to 23:59:59 hours on 30 September 2025.
  4.  Applicability: Resident Indian clients signing up for a new Priority Banking account with Standard Chartered

Offer Conditions & Qualification Criteria:

  • Condition 1 – Card (Credit /Debit) & UPI Spends: Clients must spend INR 50,000 within month 2 of the Priority Banking a/c being setup, where the month of a/c opening is considered as month 0, and another INR 50,000 within the next four months (months 3, 4, 5 and 6) respectively, using their Standard Chartered credit card, debit card or UPI or any combination of these. Cumulative spends# should be Rupees Fifty thousand (INR 50,000) at the end of month 2 and another Rupees Fifty thousand (INR 50,000) between month 3 and month 6. In case of spends through SCB credit card, the repayment should be done through an SCB savings account only.
  • Condition 2 – Fulfilment of Priority Banking Eligibility Criteria: The client must fulfil any one of the Priority Banking Eligibility Criteria as below:

    Minimum monthly average FUM ^ (Funds Under Management) of INR 50 Lakh, or

    Minimum monthly salary credit into Standard Chartered Salary Account of INR 3 Lakh, or

    Mortgage outstanding amount will be tiered as below2

    1. >= INR 4Cr – Mumbai, Delhi

    2. >= INR 3Cr – Bangalore, Chennai, Hyderabad, Pune, Kolkata

    3. >= INR 2Cr – All other cities.

    ^FUM (Funds Under Management) includes any one, or the combination of the following products from the Bank: Savings Accounts, Term Deposits, Investments made through the Bank.

    # Spends considered will be post netting off refunds, failed transactions, and chargebacks. Only transactions in INR will be considered.

    Offer fulfilment: E voucher will be sent in month 4 and month 8 respectively from the month of sign up, where month of signup is considered month 0, subject to you meeting the offer qualification criteria. The E voucher will be sent to your registered email ID.

    Voucher validity: The voucher is valid for 12 months from the date of issue. The vouchers will be valid for usage on all days of the week.

    Voucher usage: To avail the e-voucher, you must input the promo code in the redemption link communicated by the bank on registered mobile number / email id. You will have the option to select the brand for which they intend to redeem the voucher. In case the validity has expired, no extension will be granted under any circumstance.

    This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.

General Terms and Conditions

  1. This is an exclusive offer provided by Standard Chartered Bank.
  2. The Bank reserves the right to modify/change all or any of the terms applicable to this offer at any time.
  3. The Bank also reserves the right to modify, withdraw or discontinue the offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this offer be construed as an obligation on the Bank to continue the offer up to the termination/expiry date.
  4. Participation in this offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made voluntarily.
  5. The offer is non-transferable.