Definitions:

1. Bank: Standard Chartered Bank in India.
2. Offer: An eGift voucher of INR Fifteen Thousand only (INR 15,000)
3. Offer Period: The Offer Period shall commence from 00:00:01 hours on 1^st November 2025 and shall extend up to 23:59:59 hours on 30^th June 2026.
4. Applicability: Opening a FUM (Funds Under Management) qualified* Priority Banking account with Standard Chartered Bank.
5. Voucher validity: The voucher is valid for 12 months from the date of issue. The vouchers will be valid for usage on all days of the week.
6. Voucher usage: To avail the e-voucher, you must input the promo code in the redemption link communicated by the bank on your registered Mobile Number/Email ID. In case the validity has expired, no extension to voucher will be granted under any circumstance.
7. Offer fulfilment: The e-voucher will be sent within 60 days of fulfilment of offer criteria. The e-voucher will be sent to your registered email ID.

Offer Conditions & Qualification Criteria:

1. Condition 1 – Card (Credit /Debit) & UPI Spends^#:
   Client must spend INR 10,000 within month 2 of the Priority Banking account being setup, where the month of account opening is considered as month 0. Spends should be done using SCB Credit or Debit Card or UPI.#Spends considered will be post netting off refunds, failed transactions, and chargebacks. Only transactions in INR will be considered.
2. *Condition 2 – Fulfilment of Priority Banking Eligibility Criteria i.e FUM^ (Funds Under Management) Qualification:
   Client must be FUM qualified for at least 2 consecutive months in a span of 5 months from date of account opening, where the month of account opening is considered as month 0.^FUM includes anyone, or the combination of the following products from the Bank: Savings Account balances, Term Deposit balances, Investments made through the Bank and value of Demat held with the Bank.

General Terms and Conditions

1. This is an exclusive offer provided by Standard Chartered Bank.
2. The Bank reserves the right to modify/change all or any of the terms applicable to this offer at any time.
3. The Bank also reserves the right to modify, withdraw or discontinue the offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this offer be construed as an obligation on the Bank to continue the offer up to the termination/expiry date.
4. Participation in this offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made voluntarily.
5. The offer can be availed only once at time of meeting the account opening criteria.
6. The offer is non-transferable, cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
7. The offer shall not be available wherever it is prohibited under law and/or cannot be made available for any reason whatsoever.
8. The Bank shall not entertain any disputes on the quality of products /services delivered by the Company, even if the client approaches the Bank for resolution of the same.
9. The Bank will not be responsible or liable in case the Offer is not configured or could not be availed due to any malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
10. The Bank does not endorse any of the products, services or brands being offered under the Offer and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after-sales service of such products or services, which shall be at the sole liability of the Company.
11. The Bank shall not be obliged to make any public announcements for the results of the offer. The Qualified Clients shall be intimated by the Bank through Email only.
12. In all matters relating to this offer, the decision of the Bank shall be final and binding.
13. By participating in the offer, the participants agree to be bound by the terms and conditions contained herein.
14. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the client due to provision of the offer, shall be to the sole account of the client.
15. The Offer shall be subject to usual force majeure events and on occurrence of such events, the Offer may be withdrawn at the discretion of the Bank.
16. Nothing expressed or implied in the programme shall in any way waive or amend any of the applicable terms and conditions.
17. Pictures of products shown in the communication sent to the client either through mailers or advertised, are for representative purpose only and may not bear a resemblance to the actual products sold by the relevant sellers. The Bank shall under no circumstances be responsible towards the same.
18. Services offered under this programme are subject to availability from the Company and in no circumstances will the Bank be liable for non-availability of any of the products / services.
19. Under no circumstance will the offer/Instant Discount being offered under this program be settled in cash.
20. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by both the Parties with mutual consultations for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and language of arbitration shall be English.
21. Clients are not bound in any way to participate in the programme. Any such participation is purely voluntary.
22. All liability with respect to the products purchased lies with the Company and the Bank shall be in no way responsible for the same
23. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.