Definitions
1. Bank: Standard Chartered Bank in India.
2. Offer: Do 2 merchant payment transactions of INR 500 or more each and get 2,000 reward points. At least 2 different payment modes amongst UPI, Debit card, BillPay, Net banking should be used for the merchant payment transactions
3. Eligible Transactions: Merchant transaction of INR 500 or more using UPI / Debit card / BillPay / Net banking
4. Offer Period: The offer period shall commence from 00:01 hours on 1st January 2024 and shall extend up to 23:59 hours on 31st January 2024
5. Qualified Customers: The Offer is applicable to selected Standard Chartered Savings account holders who have received the Offer communication from the Bank through an email or a SMS

Offer Details
1. Only merchant payment transactions are eligible. Payment modes eligible are UPI, Debit card, Bill Pay, Net-Banking. Two or more payment modes should be used during the offer period
2. Cash withdrawal using Debit Card, IMPS, NEFT & RTGS transactions are not eligible under this offer
3. Each merchant transaction should be of value INR 500 or more
4. A Maximum of 2,000 reward points can be earned by a customer as part of this offer
5. To illustrate with an example –
If a customer does a purchase of INR 500 using UPI and completes a Bill payment of INR 500, then the client will receive 2,000 reward points

6. The reward points will be credited to Qualified Customers within 60 days after the offer period ends.
7. Transaction which are either unsuccessful or cancelled or refunded are not eligible for this offer
8. Campaign related query from client can be raised to bank till April 2024.

General Terms and Conditions
1. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
2. Participation in this Offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis. The Offer is non-transferable.
3. The Offer shall not be available wherever it is prohibited under law and/or cannot be made for any reason whatsoever.
4. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
5. The Bank shall not be obliged to make any public announcements of the results of the Offer. The Qualified Customers shall be intimated by the Bank through Email or SMS only.
6. In all matters relating to this Offer, the decision of the Bank shall be final and binding. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein.
7. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the client due to provision of the offer, shall be to the sole account of the client.