Easily turn your monthly retail spend into greater rewards.

The Standard Chartered Visa Platinum credit card now rewards you with a great increase of points. Get 5,000 bonus points every month and 5x points for dining, department stores, as well as overseas spend. Top it off with 1x points for all other local spend, and an annual fee waived for life. Now, you will earn even more points and rewards than before.



Apply for a Visa Platinum credit card before 31 December 2017 and get RM100 cashback upon card activation within 45 days.

Click here for full Terms & Conditions.

Apply Now


  • 5,000 bonus points every month

    With a minimum RM1,500 monthly spend to qualify. Your supplementary cardholder will also get 5,000 bonus points if they spend minimum RM1,500 in retail purchases monthly.

  • 5x points

    For dining, department stores, overseas spend.

  • 1x points

    All other local spend.

  • Annual fee waived for life

Your points

Spend on these categories:
Spending Category

Spend Distribution

Points Multiplier

Spend RM1,500 monthly

Spend RM1,500 monthly

Points Earned
Spend RM2,000 monthly

Spend RM2,000 monthly

Points Earned
Dining 40% 5x RM600 3,000 RM800 4,000
Department Store 20% 5x RM300 1,500 RM400 2,000
Overseas 10% 5x RM150 750 RM200 1,000
(such as groceries, petrol, pharmacies)
30% 1x RM450 450 RM600 600
Total 100% RM1,500 5,700 RM2,000 7,600
Bonus points when you spend more than RM1,500 5,000 5,000
Points Earned Spend RM1,500 monthly Spend RM2,000 monthly
Total points earned for the month 10,700 12,600
Total 360o Rewards Points earned for 12 months
(assuming a consistent monthly spend as illustrated above)
128,400 151,200

The above table is for illustration purposes only.

Redemption items

Start redeeming your points and get rewarded effortlessly. For example:
20,000 points & above 50,000 points & above 150,000 points & above
Spend RM1,500 monthly for 2 months*
• Barry Smith Cash Carrier (Travel Pouch)
• Hypergear Waterproof 5L Bag
• Thermos 350ml Unique Drinking Mug
Spend RM1,500 monthly for 5 months*
• 20 4-wheel Barry Smith luggage
• Black & Decker car vacuum
• Electrolux coffee maker
Spend RM2,000 monthly for 12 months*
• Philips DVD Home Theatre
• Samsung Galaxy phones
• Apple products

*Assuming same spend distribution as illustrated above.
For most updated items and required points to redeem, please click here.

The Good Life privileges

Only Standard Chartered credit cards give you The Good Life. Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia. Pamper yourself with the card that keeps on giving.

  • The Good Life privileges

    The Good Life

    Download The Good Life app today. Available on IOS and Android.

    my app store side my google play side

    Click here for our full list of offers.

  • The Good Life privileges

    1-for-1 dining deals

    Savour the best 1-for-1 dining deals, every day.

    Click here for our full list of offers.

Interest Rate
15-18% p.a.

Please refer to the credit card tiered interest rate for more information.

Annual Fee
Waived for life.

Credit Limit

The actual credit limit is subject to the bank's approval, and will be made known when you receive your card.

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM50, whichever is higher.

Late Payment Charges

Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments are capped at a maximum of RM100 per account.

Minimum Income
RM24,000 p.a.

my here for good

**Limited to 1 redemption per receipt.

Terms and Conditions

Visa Platinum Credit Card Terms and Conditions Excerpts
  1. Retail purchases exclude cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions, Balance Transfers, Easy Payment, Flexi on Payment, Flexi on Payment Plus, Flexi on Balance, Flexi on Balance Plus, Cheque-On-Call and Cheque-On-Call Plus.
  2. Only retail purchases are entitled for 5x points and counted to meet minimum spend of RM1,500.
  3. Overseas Spend refers to transactions made in foreign currency.
  4. Transactions in dining and department stores are defined based on Merchant Category Code (MCC). Only transactions made in Ringgit Malaysia at MCC of 5812, 5813, 5814 and 5311 are entitled for 5x points.
  5. Monthly spend refers to one billing cycle/statement cycle.
  6. Supplementary card spend is calculated separately, but bonus points will be credited into Principal Cardholder’s account.
  7. All redemption items are subject to availability on first come first serve basis.
  8. For full Visa Platinum Terms and Conditions, please click here.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.