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Put your savings into high gear with a Wealth $aver-i Account

Return Rate up to

2.00% p.a.1

Priority Banking Relationship-based profit rate

New to Priority Bonus

Up to 2.53% p.a.2

Bonus hibah on incremental fresh funds. Exclusive for New to Priority clients

Wealth Booster

2.00% p.a.3

Bonus hibah when you invest

1. Based on your Asset under Management (AUM) which includes total deposit balance, investment/wealth assets and insurance with the bank.

2. Exclusive for New to Priority clients: Enjoy up to 2.53% p.a. for 6 months when you deposit and maintain a minimum Eligible Incremental Average Balance of RM100,000. New to Priority Bonus Rate eligibility as per below.
(i) AUM RM 3,000,000 and above: 2.28% p.a.
(ii) AUM RM350,000 to RM2,999,999: 2.53% p.a.
(iii) AUM below RM350,000: Not eligible.

3. Earn 2.00%p.a. for 6 months when you invest a minimum RM100,000 of Eligible Wealth Product in a single Wealth Product Category. T&Cs apply.

Access exclusive benefits with your Wealth $aver-i Account

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Higher returns without any lock-in period

Boost your returns based on your Asset Under Management (AUM) with the bank.

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Zero fees when you send money abroad

SC Remit enables you to send money overseas at your convenience from the SC Mobile app with zero fees.

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Competitive foreign exchange (FX) rates

Maximise exchange rates to your advantage with real-time FX conversions via LiveFX.

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The total rate for Wealth $aver-i Account is as below

AUM Tier (MYR Equivalent)
Total Rate (p.a.)
Below 350,000 0.05%
350,000 to below 3 million 1.75%*
3 million & above 2.00%*
*Return Rate of 0.05% will be credited monthly by the last day of the month. The remaining profit and hibah (if any) will be credited by the following month. The Wealth $aver Profit Rate is subject to change in the event of any subsequent revision to the Overnight Policy Rate as announced by the Monetary Policy Committee (MPC) of Bank Negara Malaysia (BNM) or any revision by the Bank, whereby in such cases, the Bank will provide a minimum of 21 days’ prior notice.

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Expand your wealth internationally with Priority Banking

Begin your Priority Banking journey with us today and enjoy a host of exclusive privileges

Global Wealth Solutions

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Access global expertise, market insights, and a dedicated Relationship Manager, supported by a team of wealth specialists.

Digital Capabilities

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Equip your wealth journey with digital solutions available 24/7 on your mobile.

International Banking

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Elevate your status globally with priority access to our global retail network for all your financial and cross-border needs.

A World of Exclusive Privileges

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Enjoy complimentary airport lounge access, travel privileges, discounts and cashback on dining.

Wealth $aver-i account is a Savings Account that offers attractive returns based on your Asset Under Management (AUM) with the Bank as well as better rewards if you are a Priority Banking client. The underlying Shariah contract for Wealth $aver-i account is “Tawarruq”.
“Tawarruq” refers to an arrangement that involves sale of an asset to the purchaser on a deferred basis and subsequent sale of the asset to a third party on a cash basis to obtain cash. It involves the buy and sale of a commodity which is done on the same day to facilitate acquisition of cash by either the Bank (for deposit) or clients (for financing).

The Wealth $aver-i account is a Savings Account that has wide-ranging benefits that include:
– Attractive returns based on your Asset Under Management (AUM) with the Bank; no lock-in, no transaction requirements with full flexibility.
– Enjoy fee waivers for withdrawals at all local ATM Network when you deposit a minimum of RM10,000 monthly in a single transaction (fresh funds) or maintain Average Monthly Balance of RM20,000 in your Wealth $aver-i account.
– Transfer funds easily and without fees via Standard Chartered ATMs nationwide and Interbank GIRO (online banking and SC Mobile app).
– Transfer and save in up to 12 currencies all in one account anytime, anywhere.
– Wealth $aver-i account is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 for each depositor.

We will be taking the end of month Assets Under Management (AUM*) position to determine the total rate tier assigned to your account each month.
You will earn total rate on the average daily balance of your Malaysian Ringgit denominated balances only. You will not earn total rate or return on your foreign currency denominated balances.
*AUM is defined as total market value of all the client’s financial assets including deposits (current, savings, and fixed deposit/term deposit-i accounts) and/or investments/wealth assets including Bancassurance/ Bancatakaful annual premium/contribution held by the Primary account holder.

For New to Bank customers, you can only sign up for Wealth $aver-i account at any Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad branches nationwide.

For Existing to Bank customers with Current/Savings Account (CASA), you can sign up for Wealth $aver-i account via Online Banking, SC Mobile app or at any Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad branches nationwide.

You must be 18 years old and above at the time you apply for the product.

Malaysian/Permanent Resident:

  1. Identification Document/NRIC
  2. Age Requirement: Individuals who are 18 years old and above
Foreigners:
  1. Identification Document, Valid Passport (with at least 6 months’ validity)
  2. Proof of Employment/Study (Any ONE of the following documents):
    • Employment Pass/Work permit or Student Pass.
  3. Proof of residential address (Any ONE of the following documents)
    • Latest utility/mobile/internet subscription bill
    • Driving License
    • Latest bank/credit card statement
    • Rental agreement showing your address
    • Letter from employer stating current address
    • Government-issued document stating current address

– Minimum deposit to open account: Nil
– Early Account Closure (within 3 months): RM15
– Refer here for all relevant fees and charges

Campaign Terms and Conditions

1. Campaign period is valid from 1 January 2026 to 31 March 2026.

2. Eligible clients must meet the following conditions to participate:

  • Open/hold an active Wealth $aver-i Account (Eligible Account);
  • Sign up/maintain the minimum Asset Under Management (AUM) of RM350,000 to be a Priority Banking client with the Bank as at last day of each month.

3. Wealth $aver Return Rate is determined based on the client’s Asset Under Management (AUM) for each month. AUM is defined as total market value of all the client’s financial assets, which shall include deposits (conventional or Islamic current, savings, and fixed deposit/term deposit-i accounts), investments/wealth assets and paid Bancassurance/Bancatakaful annual premium/contribution as the primary account holder.

New to Priority Bonus
1. New to Priority Bonus is open to New-to-Priority clients who sign up as a Priority Banking client.

2. Eligible client is required to deposit and maintain a minimum of RM100,000 Account Incremental Average Balance (IAB) to be eligible for the New to Priority Bonus.

3. The minimum Eligible IAB to enjoy New to Priority Bonus is RM100,000 and the maximum is capped at RM500,000 for each Priority Banking and RM1,500,000 for each Priority Private client. Client with Account IAB less than RM100,000 will not be entitled for the New to Priority Bonus.

4. For New to Priority Bonus full Terms and Conditions, please click here.

Wealth Booster 
1. Wealth Booster is open to all Priority Banking clients who purchase a minimum RM100,000 of Eligible Wealth Products in a single Wealth Product Category on the same day within the month.

2. Eligible Wealth Products refers to:

  • Unit Trust / Islamic Unit Trust (collectively referred to as “UT”) with a minimum sales charge of 2.5%;
  • Retail Bond / Sukuk (collectively referred to as “Retail Bond”) with a minimum sales charge of 2.5%; or
  • Structured Investment with a minimum sales charge of 1.5%. Structured investment is only offered by Standard Chartered Bank Malaysia Berhad.

3. Wealth Booster pay-out will be calculated based on the total Eligible Wealth Purchase Amount or the Wealth $aver-i Monthly Average Balance (MAB), whichever is lower.

4. For Wealth Booster full Terms and Conditions, please click here.

*Only deposits are protected by PIDM up to RM250,000 for each depositor. 

* Click here for PIDM’s DIS Brochure.

Earn up to 6.28% p.a. on your deposits Earn up to 6.28% p.a. on your deposits

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/my/ and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/my/

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