The Standard Chartered Home Suite Bundle Account has everything you need to own the perfect home. With its additional features the experience of buying your dream home will be even more enriching.
Take advantage of loans up to AED 18 million. For completed properties, loans are available up to 80% of market value for UAE nationals and up to 75% for expatriates. For under-construction properties, loans are available up to 50%.
Competitive Pricing
We offer competitive variable interest rates which will be the sum of the Standard Chartered Base Lending Rate (SCBLR*) / Standard Chartered Mortgage Rate (SCBMR) plus the margin. SCBLR reflects the bank's internal cost of funding and varies depending on market conditions.
Fast Processing
Benefit from our special processes which fast-track your application with simplified documentation.
Convenient Tenures
Enjoy flexible repayment tenures on your home loan up to 25 years.
SCBLR/SCBMR Rates
The 12-month *SCBLR/SCBMR for mortgages is 2.4990% Rate updated on:
Details
The Standard Chartered Bank Home Suite Bundle Account has everything you need to own the perfect home:
Your Home Suite has everything a home owner needs:
Home Loan/Finance
Current Account
Debit Card
Online Banking
SMS Alerts
eStatements
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Add these to enjoy even more benefits:
Credit Card *
Personal Loan*/Finance
Savings Account
Salary Transfer
Online Bill Payment
Life Insurance/Takaful
Mortgage Shield Property Insurance/Takaful
*The Credit Card or the Personal Loan/Finance may be offered specifically to cover the expenses associated with the home loan/finance based on actual cost.
Home Suite Solutions
We offer a wide range of Home Suite solutions to meet your needs:
Under Construction Financing
Get financing for a wide range of properties in Dubai with the option of making interest-only payments during the initial period of the loan for up to 2 years (this option is applicable when the loan purpose is for investment).
Balance Transfer
If you have a Home Loan with another financial institution and would like to lower your monthly payments, you can transfer your loan to us.
Equity Release
If you have paid cash for your property, we can help you release the funds locked in your home.
Pre-Approval
Before starting to look for a property, we will provide you with a pre-approval so you can confidently choose a property within means.
Property Finance
You can avail finance on properties from our extensive list of approved constructed developments in Dubai and Abu Dhabi.
Top-Up
If the value of your property is more than the current finance outstanding against it, we can offer the additional equity for your use.
Shariah-Compliant Islamic Home Finance Option
Based on the Ijarah methodology, our 'rent to own' product has been approved by the independent Shariah Supervisory Committee.
So whether you want to transfer your existing Home Loan to us or purchase a new property, our experienced team will provide you with personalised service you deserve and be with you every step of the way - from preliminary documentation to receiving your title deed.
Act now to enjoy a series of tailor-made benefits especially reserved for you.
Terms & Conditions apply
All loans are granted at the sole discretion of Standard Chartered Bank
Additional Features
The Home Suite comes with additional features to make your experience of buying a home even more enriching. So all you have to do is focus on setting up your dream home.
Global Expertise
Our Home Loan representatives draw on global experience to give you sound advice and international standards of service.
Simplify Everyday Banking
Enjoy a Standard Chartered Current Account with no minimum balance requirement accompanied with free Debit Card, Online Banking, Online Bill Payment, Breeze Mobile Banking, SMS Transaction Alerts and eStatements.
Benefit from Priority Banking Services*
Enjoy the use of:
A Priority Banking account with no minimum balance requirement
A dedicated Relationship Manager
Special fee discounts on routine banking transactions
Free and high cash withdrawal limits with your Platinum Debit Card
* Based on Qualification Criteria
Protect Your Wealth
To secure the equity you have placed in your home, our life and property insurance offerings will provide you with financial security in unforeseen circumstances.
Whatever your dream, our Personal Loans help turn it into a reality. Available to both UAE nationals and expatriates, our loans are convenient, simple and quick.
Our Auto Loans will get you on the road in no time, with competitive interest rates, fast processing, reliable after-sales service and no hidden charges.
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Disclaimer
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IT security researchers have recently discovered a vulnerability in a software that is commonly used in Unix and Linux operating systems to execute commands from applications. This vulnerability could allow an attacker to gain control over an affected machine, access confidential information and perform unauthorised activities.
The Bank has carried out investigations and found no vulnerability in our systems. We will continue to monitor our systems and the external environment to take necessary action if a threat is detected.
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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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