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Get 20% off on your premium when you purchase the annual multi trip plan via the SC mobile app.

Person, Human, Nature

Get 20% off on your premium when you purchase the annual multi trip plan via the SC mobile app.

Travel Insurance

Enjoy stress-free holidays with a comprehensive travel insurance.


Travel SMART covers you for any medical and travel inconveniences, while Travel Schengen provides the minimum coverage you need to obtain a visa to any Schengen country.

Emergency Medical Expenses 1,000,000* 40,000**
Emergency Dental Care 1,000* 750*
Emergency Medical Transportation included in Chapter A Limit 30,000
Repatriation of Other Insured Persons 10,000
Repatriation of Mortal Remains 10,000 5,000
Premature Return Following Death of Close Relative Economy Ticket
Visit of Close Relative Economy Ticket
Cost of First Aid and/or Rescue *** 20,000
Personal Liability 1,000,000
Legal Assistance in Case of Redress 4,000
Advance of Bail Bond (refundable) 10,000
Cancellation or Curtailment 5,000
Delayed Departure after 6 hours Up to 500
Delayed Baggage 250
Personal Baggage and Personal Money 5,000*
Loss of Passport 500*
Personal Accident 27,500
Terrorism Extension (optional) 100,000

Coverage in US dollars except for Schengen in Euro.

Benefits are for each Insured Person for Smart and Schengen.

* Excess of USD $30 applicable for each and every claim.

**Excess of USD $ 100 applicable for each and every claim.

Children pay 50% of the premium and enjoy cover up to 50% of the stated limit in all chapters.

*** This cover is applicable only if Adventure Sports option is selected, the additional premium is paid and the Adventure Sports cover is shown on the Policy Schedule



  • What amount of premium will be charged?

    Below is an indicative table of your premiums. Exact premium payment will vary based on your travel plan and the number of members covered. This will be shown during your travel journey on SC Mobile.

    Duration Upto Smart (Excluding USA & Canada) AED Smart (Worldwide) AED Schengen AED
    5 days 95 130 50
    9 days 130 180 60
    15 days 160 230 74
    22 days 200 280 95
    31 days 240 330 110
    45 days 260 380 150
    62 days 290 400 185
    92 days 380 550 260
    Annual (Each trip 62 days) 850 850 440
  • I am traveling soon, will I be covered if I am hospitalised due to sickness including COVID-19?
    • You will be covered in case of illness due to an infectious disease ((epidemic/pandemic) in any country apart from the country the Trip originated.
    • Following a positive diagnosis, you can claim up to USD 100 per day for mandated quarantine expenses up to for a maximum of 15 days in any country apart from the country the Trip originated.
    • You will also be covered for any reasonable and customary additional costs incurred for changing your flight if, following Your positive diagnosis for an infectious disease, you are unable to take your existing flight home.
  • Where can I find the complete list of coverage and exclusions?
    • You can find the complete list of coverage and exclusions in the Policy handbook Document


General insurance products are provided by Gulf Insurance Group (GIG). Standard Chartered Bank UAE is only a referrer of GIG’s general insurance products and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.