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Our flexible plan for growing your wealth

son hugging his father from behind while the father is applying for family insurance on his mobile phone

Our flexible plan for growing your wealth

Wealth Accumulation Plan (WAP)

The Wealth Accumulation plan (WAP) provides an effective platform for you to grow your wealth at your own pace. Invest in, and protect your future with the Wealth Accumulation Plan and start building your tomorrow, today.


  • What is this plan designed to do?
    • Allow single premium payment towards your investment goal
    • Provide a high level of flexibility by allowing additional premiums at any time
    • Allocate 100% of premiums into the plan
    • Provide a facility to take regular withdrawals and partial surrenders
    • Choose from a range of currencies and funds
    • Pay a lump sum upon death of life insured
    • Provide an enhanced death benefit if the life insured dies within the first fifteen years of the plan
  • How flexible is this plan?
    • Start investing from $30 000
    • Make top ups from $2,500 with no fixed term
    • Access to capital from day one
    • Available on single-life and joint-life last-death
    • Portable plan with option for multiple beneficiary designations

Important Notes


Life insurance products are provided and underwritten by Zurich International Life (Zurich). Standard Chartered Bank UAE distributes the Products on behalf of the insurance provider and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.