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Now enjoy up to 2.5% p.a. profit rate for the first 2 months, followed by up to 2%

Ae extrasaver masthead up to

Now enjoy up to 2.5% p.a. profit rate for the first 2 months, followed by up to 2%

Get better returns with the Saadiq XtraSaver Account

From 1 February to 30 April 2020, all new to bank deposits with a minimum balance of AED 100,000 will earn up to 2.5% p.a. profit rate for the first 2 months followed by 2% p.a.


Example Savings Table
Monthly Deposit (Average balance in AED) 100,000 10,000 10,000 10,000 10,000 10,000
Profit Rate(p.a.) 2.50% 2.50% 2.00% 2.00% 2.00% 2.00%
Monthly Profit (AED) 208.33 229.60 200.73 217.73 234.76 251.82
Total Average Balance (AED) 100,208 110,438 120,639 130,856 141,091 151,343
Earn up to 2.5% p.a. in the first 2 months and 2% p.a. onwards for up to 1 debit transaction  per month.

Should there be 2 or more debit transactions in the Account in a month, the Client shall not be considered eligible for any Hiba amount, whereas Mudarabah profit amount shall continue to be paid to the Client. Profit is accrued based on your average balance and paid monthly with  no minimum balance Requirement.

Key Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Minimum initial deposit AED 3,000 (or equivalent in foreign currency)

AED 100,000 to be eligible for the limited time offer of up to 2.5% p.a. profit rate (only in AED account)

Minimum average monthly balance AED 0
Monthly service charge Nil
Fall-below fee Nil
Please click here for more details on all other applicable fees and charges.

Eligibility & Documents


  • Nationality

    UAE Nationals, Residents, and Non-Resident individuals

  • Age

    Minimum 18 years old


  • For Residents

    Passport, Emirates ID, and Resident Visa

  • For Non Residents

    Passport, Bank Statements, and Address proof

Terms and conditions