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See a better future with a higher rate of saving.

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See a better future with a higher rate of saving.

Saadiq XtraSaver Account

Look up to a high profit rate of up to 0.60% p.a.* with our Saadiq XtraSaver account. It can help you build savings, in a Shariah- compliant account.


Example Savings Table

**Earn 0.25% p.a. in the first 2 months and 0.60% p.a. onwards for up to 3 debit transaction1 per month. No profit earned on 4 or more debit transactions in a month.

*Profit is accrued based on your average balance and paid monthly1 with no minimum balance Requirement2

 Monthly Deposit (AED) 5,000 10,000 10,000 10,000 10,000 10,000
 Profit Rate (p.a.) 0.25% 0.25% 0.60% 0.60% 0.60% 0.60%
 Monthly Profit (AED) 1.04 3.13 12.50 17.51 22.52 27.53
 Total Avg. Balance (AED) 5,001 15,004 25,017 35,034 45,057 55,084

Key Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Minimum initial deposit AED 3,000 (or equivalent in foreign currency)
Minimum average monthly balance AED 0
Monthly service charge Nil
Fall-below fee Nil
Please click here for more details on all other applicable fees and charges.

Eligibility & Documents


  • Nationality

    UAE Nationals, Residents, and Non-Resident individuals

  • Age

    Minimum 18 years old


  • For Residents

    Passport, Emirates ID, and Resident Visa

  • For Non Residents

    Passport, Bank Statements, and Address proof

*Terms and conditions