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Reduce your mortgage loan interest the smart way. Offset your mortgage loan interest while you save.

Apply Now

Reduce your mortgage loan interest the smart way. Offset your mortgage loan interest while you save.

MortgageOne Account* is the smart way to finance your home.

Your current account and your home loan are linked together, with interest calculated on the difference between your loan balance and the money in your account. So you’ll take years off your mortgage and pay less interest as compared to a traditional home loan.

Features

Convenient Banking

24-hour Phone Banking, Online Banking and Mobile Banking, that allows you to manage your money and complete your trasactions anywhere in the world

Rates Table
Rates Table

SCBLR/SCBMR RATES

Rate updated on:

Compare your MortgageOne

AED
AED
Based on the Savings in Mortgage Account and Loan Amount you put, your Offset Cap (%) is ().
Based on the Savings in Mortgage Account and Loan Amount you put, your Offset Cap (%) is ().
Your Monthly Installment
Monthly installment remains the same for traditional mortgage and MortgageOne
  • 1st year
    -
  • 2nd year onwards
    -
Your MortageOne Plan
MortgageOne Account* is the smart way to finance your home. Your current account and your home loan are linked together, with interest calculated on the difference between your loan balance and the money in your account. So you'll take years off your mortgage and pay less interest as compared to a traditional home loan.
  • TOTAL INTEREST AND FEE YOU WILL PAY
    -
  • Effective interest rate
    -
  • loan Tenure
    -
Traditional Mortgages
Home loan with standard payment schedule (i.e. it does not take into consideration the deposit balance or offset).
  • TOTAL INTEREST AND FEE YOU WILL PAY
    -
  • Effective interest rate
    -
  • loan Tenure
    -
Total savings: - and - years of loan tenure.
Interest Paid Comparison (Graph)
  • Total interest saved
    -
  • total loan tenure saved
    -

Eligibility and Documents

Eligibility

  • Maximum loan size of AED 18 M
  • For both completed and building under construction properties as per our list of approved developments
  • Tenure up to 25 years

Documents Required

  • Passport & Visa copy
  • Emirates ID Card copy
  • Last 6 months personal bank statement
  • Employment letter Last Salary slip / Employer Letter
  • Property ownership documents
  • Proof of Customer’s contribution towards payment of property/ Equity payment (where applicable)

How it works

Your current account and home loan are linked together, with the money in your account offset against your loan balance up to a maximum cap of 75%.

FAQs

Terms & Conditions

Disclaimer

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.