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Take control of your finances & enjoy higher returns with our XtraSaver Account with 2% interest p.a. One of the best AED savings rates in the UAE

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Take control of your finances & enjoy higher returns with our XtraSaver Account with 2% interest p.a. One of the best AED savings rates in the UAE

XtraSaver Account

Get 2% interest p.a. on your savings and easy access to your money, with the Standard Chartered XtraSaver Account.

Product Features

Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank Client.

Convenient Withdrawals

Withdraw your cash easily from our extensive network of ATMs

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Local Bill Payments

Access all major utility providers such as DEWA, Etisalat & Du via Online Banking for easy payments of your bills.

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Help save the planet with our secured eStatements.

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Receive an SMS alert whenever a transaction is performed on your bank or credit card account with our mobile services.

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Banking online or on the go

Manage your money easily with our award-winning online and mobile banking platform. SC Mobile is available on the iPhone, iPad and Android mobile device.

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Example Savings

Set up a standing instruction on your XtraSaver Account and grow your savings, every month. Here’s how you can enjoy higher returns with regular deposits.

 Month 1
 Month 2
 Month 3
 Month 4
 Month 5
 Month 6
 Monthly Deposit(AED) 5,000 5,000 5,000 5,000 5,000 5,000
 Interest Rate(p.a.) 1.00% 1.00% 2.00% 2.00% 2.00% 2.00%
 Monthly Interest(AED) 4.3  8.6 25  34.5  41.8 51.9
 Total Balance(AED)  5,004  10,013  15,038  20,073  25,114 30,166
 Earn 1% p.a. in the first 2 months and 2% p.a. onwards for up to 1 debit transaction1 per month. No interest earned on 2 or more debit transactions in a month.

Interest is compounded daily and paid monthly1 with  no minimum balance Requirement2

Key Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (where applicable) effective 1 January 2018. Tax implications on above fees and charges may be subject to change.

Minimum initial deposit AED 10,000
Minimum average monthly balance AED 0
Monthly service charge Nil
Fall-below fee Nil

Eligibility & Documents


  • Nationality
    • UAE Nationals, Residents, and Non-Resident individuals
  • Age

    Minimum 18 years old

Documents Required

  • For Residents
    • Passport, Emirates ID, and Resident Visa
  • For Non Residents
    • Passport, Bank Statements, and Address proof

Terms & Conditions