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Make your money work harder with an XtraSaver Account

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Make your money work harder with an XtraSaver Account

XtraSaver Account

Enjoy a high interest rate of 0.60% p.a. in an XtraSaver account. Let the account do the hard work for you. Available in AED & USD currencies.

Product Features

Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank Client.

Convenient Withdrawals

Withdraw your cash easily from our extensive network of ATMs

Local Bill Payments

Access all major utility providers such as DEWA, Etisalat & Du via Online Banking for easy payments of your bills.


Help save the planet with our secured eStatements.


Receive an SMS alert whenever a transaction is performed on your bank or credit card account with our mobile services.

Banking online or on the go

Manage your money easily with our award-winning online and mobile banking platform. SC Mobile is available on the iPhone, iPad and Android mobile device.


Example Savings Table*
 Monthly Deposit(AED) 5,000 5,000 5,000 5,000 5,000 5,000
 Interest Rate(p.a.) 0.25% 0.25% 0.60% 0.60% 0.60% 0.60%
 Monthly Interest(AED) 1.04 2.08 7.50 10.01 12.51 15.02
 Total Avg. Balance(AED) 5,001 10,003 15,011 20,021 25,033 30,048
 **Earn 0.25% p.a. in the first 2 months and 0.60% p.a. onwards for up to 3 debit transaction1 per month. No interest earned on 4 or more debit transactions in a month.
*Interest is calculated based on the monthly average balance in the Account and paid on the last business day of each calendar month1 with no minimum balance requirement2

Key Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Minimum initial deposit AED 3,000 (or equivalent in foreign currency)
Minimum average monthly balance AED 0
Monthly service charge Nil
Fall-below fee Nil

Eligibility & Documents


  • Nationality
    • UAE Nationals, Residents, and Non-Resident individuals
  • Age

    Minimum 18 years old

Documents Required

  • For Residents
    • Passport, Emirates ID, and Resident Visa
  • For Non Residents
    • Passport, Bank Statements, and Address proof

*Terms & Conditions