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While others take the long road, you seek faster returns. Get more from your savings with XtraSaver

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While others take the long road, you seek faster returns. Get more from your savings with XtraSaver

XtraSaver Account

Higher returns on your savings and easy access to your money, with the Standard Chartered XtraSaver Account. Available in AED & USD currencies

Product Features

Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank Client.

Convenient Withdrawals

Withdraw your cash easily from our extensive network of ATMs

Local Bill Payments

Access all major utility providers such as DEWA, Etisalat & Du via Online Banking for easy payments of your bills.


Help save the planet with our secured eStatements.


Receive an SMS alert whenever a transaction is performed on your bank or credit card account with our mobile services.

Banking online or on the go

Manage your money easily with our award-winning online and mobile banking platform. SC Mobile is available on the iPhone, iPad and Android mobile device.


Example Savings Table 1*

Set up a standing instruction on your XtraSaver Account and grow your savings, every month. Here’s how you can enjoy higher returns with regular deposits.

 Month 1
 Month 2
 Month 3
 Month 4
 Month 5
 Month 6
 Monthly Deposit(AED) 5,000 5,000 5,000 5,000 5,000 5,000
 Interest Rate(p.a.) 1.00% 1.00% 2.00% 2.00% 2.00% 2.00%
 Monthly Interest(AED) 4.3  8.6 25  34.5  41.8 51.9
 Total Balance(AED)  5,004  10,013  15,038  20,073  25,114 30,166
 Earn 1% p.a. in the first 2 months and 2% p.a. onwards for up to 1 debit transaction1 per month. No interest earned on 2 or more debit transactions in a month.

Interest is compounded daily and paid monthly1 with  no minimum balance Requirement2

Key Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Minimum initial deposit AED 3,000 (or equivalent in foreign currency)
Minimum average monthly balance AED 0
Monthly service charge Nil
Fall-below fee Nil

Eligibility & Documents


  • Nationality
    • UAE Nationals, Residents, and Non-Resident individuals
  • Age

    Minimum 18 years old

Documents Required

  • For Residents
    • Passport, Emirates ID, and Resident Visa
  • For Non Residents
    • Passport, Bank Statements, and Address proof

Xtra Saver Account

Terms & Conditions