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Enjoy up to 10% off on your premium when you purchase
AXA Motor Insurance via the SC Mobile app*.

Motor Insurance

Enjoy up to 10% off on your premium when you purchase AXA Motor Insurance via the SC Mobile app*.

Motor Insurance

Motor Insurance that provides you round the clock assistance on the road and flexibility to customize your coverage.

Benefits

Benefits
Motor Prestige
Motor Perfect
Motor Third Party
Loss or damage to the insured vehicle Yes Yes Not Applicable
Third Party Bodily Injury Yes Yes Yes
Third Party property damage Yes, 5 Million Yes, 3.5 Million Yes, 3.5 Million
Legal Liability extended to include family members as Third Party Yes Yes Yes
Fire & Theft cover Yes Yes Not Applicable
Storm, Flood, Riot & Strike Yes Yes Not Applicable
Personal Injury cover AED 20,000 AED 20,000 Not Applicable
Emergency Medical Expenses AED 6,000 AED 3,500 Not Applicable
Personal belongings AED 4,000 AED 4,000 Not Applicable
No claims discount Yes Yes Yes
Oman cover Yes Yes Optional
Off road cover Yes Yes Not Applicable
Maximum available Agency repair period Included, 5 years Optional up to 5 years Not Applicable
Guaranteed repairs Yes Yes Not Applicable
Back to Invoice for Total loss 24 months from 1st registration 6 months from 1st registration Not Applicable
Waiver of excess for windscreen damage Yes Yes if below AED 5,000 Not Applicable
Personal Accident – Driver Optional, AED 350,000 Optional, AED 200,000 Optional, AED 200,000
Personal Accident – Passengers Optional, AED 200,000 Optional, AED 200,000 Optional, AED 200,000
Hire car benefit Yes, up to AED 1,500 Optional, up to 7 days Not Applicable
24 Hour Accident & Breakdown recovery Yes Yes Yes
GCC cover Optional Optional Not Applicable
Pick & Delivery (Claims Service) Yes Yes Not Applicable
Claims Single point contact Yes Not Applicable Not Applicable
Major Exclusions:
  • Driving under the influence of alcohol or narcotics
  • Driver without a valid license
  • Please refer to the Policy T&C for the list of exclusions.

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FAQs

Important Notes

Disclaimer

Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Insurance products are underwritten by third party insurance providers. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.