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Futura A flexible, unit-linked, whole-of-life policy with critical illness cover
Pillow, Cushion, Person
  1. Insurance
  2. Protection
  3. Futura


A unit-linked policy which has the flexibility to protect you and your family for your entire lifetime.


  • Portable


  • Free
    child cover

    against critical illness

  • Add
    extra benefits

    for greater cover

  • Invest in
    global funds

    of your choice

Features of Futura


Internationally portable, so cover remains in place if you permanently move to another country

Global investment opportunities

You can invest your premiums in a wide range of funds to cover the cost of your insurance benefits.


A lifetime, unit linked protection plan with the flexibility of allowing you to make changes to benefits as the circumstances of your life change

Child Cover

Critical illness cover for maximum 3 children between the age of 1 and 18 up to USD 10,000 per child at no extra cost.
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  • Allow any combination of our extensive range of benefits, in addition to life cover
  • Offer tailor-made solutions to suit individual needs and circumstances
  • Offer critical illness benefit for whole of life
  • Benefits paid after death – life cover (min $100,000 max $20 million)
  • Vanishing premium (7-50 years) whole of life
  • Ad hoc single premium can be paid in to increase sustainability and ensure continuation of benefits
  • Benefits can be added, removed, increased or decreased, to meet with changing circumstances

Life insurance products are provided and underwritten by Zurich International Life (Zurich). Standard Chartered Bank UAE distributes the Products on behalf of the insurance provider and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.