Explore 6 Unique Investment Portfolios

Select the right portfolio for you. Each portfolio is designed for different objectives and built with handpicked underlying securities.

Cash+

Sc invest nitro cash

4.50%   p.a.

Indicative Distribution Yield p.a.*

  • Aims to generate consistent income
  • Invest in bonds and money market instruments, no equities
Portfolio Allocation
      View Fact Sheet

      *Actual monthly cash payouts could vary.

      Income

      Sc invest nitro income

      6.00%   p.a.

      Indicative Distribution Yield p.a.*

      • Aims to generate consistent income
      • Invest in bonds, dividend equities and other income generating assets
      Portfolio Allocation
          View Fact Sheet

          *Actual monthly cash payouts could vary.

          Balanced

          Sc invest nitro balanced

          15.08%   p.a.

          Trailing One Year Return*

          • Aims for moderate capital growth
          • Invest in equities, bonds, gold and money market instruments
          Portfolio Allocation
              View Fact Sheet

              *Trailing one year returns as of 31st August 2026 are shown on a net of fee total return basis in USD, based on the Signature CIO Balanced fund USD ACC share class (Aditum). Past performance is not indicative of future returns.

              Growth

              Sc invest nitro growth

              19.32%   p.a.

              Trailing One Year Return*

              • Aims for higher capital growth
              • Invest in equities with smaller allocation to bonds, gold and money market instruments
              Portfolio Allocation
                  View Fact Sheet

                  *Trailing one year returns as of 31st August 2026 are shown on a net of fee total return basis in USD, based on the Signature CIO Growth fund USD ACC share class (Aditum). Past performance is not indicative of future returns.

                  Islamic Income

                  Sc invest nitro income

                  6.00%   p.a

                  Indicative Distribution Yield p.a.*

                  • Aims to generate consistent income
                  • Invest in sukuks (referred to as “Bond” in portfolio allocation below), dividend equities and other income generating assets
                  Portfolio Allocation
                      View Fact Sheet

                      *Actual monthly cash payouts could vary.

                      Islamic Growth

                      Sc invest nitro growth

                      12.83%   p.a.

                      Trailing One Year Return*

                      • Aims for higher capital growth
                      • Invest in equities with smaller allocation to sukuks (referred to as “Bond” in portfolio allocation below), gold and money market instruments
                      Portfolio Allocation
                          View Fact Sheet

                          *Trailing one year returns as of 31st August 2026 are shown on a net of fee total return basis in USD, based on the Signature CIO Islamic Growth fund USD ACC share class (Aditum). Past performance is not indicative of future returns.

                          Guided by Experts

                          SC Invest portfolios are guided by our investment professionals who take care of the ‘what’, ‘where’, ‘when’ and ‘how’ of investing for you:

                          What to invest in

                          “Our SC Invest portfolios are designed to form the foundation of our clients’ investment holdings, and are built with multiple asset classes such as equities, bonds and even gold where appropriate for instant diversification.”

                          Sc invest daniel furer

                          Daniel Furer
                          Global Head of Discretionary Portfolio Management & Asset Allocation

                          Where to invest

                          “SC Invest portfolios offer truly diversified geographical exposure. The portfolios typically invest across major developed markets (e.g. US and Europe) as well as emerging markets (e.g. China and India). We design this not just for diversification benefits, but also to capture the unique opportunities that different markets can present at different times.”

                          Sc invest steve brice

                          Steve Brice
                          Global Chief Investment Officer

                          When to invest

                          “The global economy and markets are always on the move – and our investments must adjust. We rebalance SC Invest portfolio allocations for clients to navigate major shifts and achieve long-term investment success.”

                          Sc invest raymond cheng

                          Raymond Cheng
                          Chief Investment Officer for North Asia

                          How to invest

                          “We believe that both active and passive investing can add value. SC Invest portfolios offer the best of both worlds and are constructed with handpicked Unit Trusts and ETFs.”

                          Sc invest manpreet gill

                          Manpreet Gill
                          Chief Investment Officer for Africa, Middle-East and Europe

                          Expertise behind SC Invest

                          Sc invest logo

                          Standard Chartered – an expert in wealth advice

                          • Global reach in 59 markets
                          • A team of 30+ investment professionals with in-depth wealth expertise
                          • Over 20 years of multi-asset portfolio experience
                          • Tried and tested framework to navigate complex and dynamic markets
                          Sc amundi logo

                          Amundi – global top 10 player with USD 2 trillion AUM

                          • Provides active and passive management, in both traditional and real assets
                          • Efficient industrial model with one of the lowest cost income ratio (53%)
                          • Approximately USD500 billion AUM in Asia
                          Aditum logo

                          Aditum – locally domiciled asset manager with over USD 11 (Eleven) billion AUM

                          • DFSA-regulated investment manager with 20+ DIFC-domiciled funds, including funds established through the Aditum Global Access ICC platform, managing over USD 800 million
                          • Specialist in structuring and managing investment funds, with end-to-end capabilities spanning fund launch, governance, portfolio management and UAE distribution
                          • Islamic finance leader with DFSA Islamic Endorsement, offering established sukuk and Sharia-compliant multi-asset expertise

                          How to start investing?

                          Here’s how you find SC Invest on SC Mobile

                          New to SC
                          Existing to SC

                          3 easy steps to start with SC Invest

                          Step 1

                          Join Priority Banking by opening a Current/Savings account

                          Book an appointment today

                          Step 2

                          Download SC Mobile App

                          Get the app on the App Store / Google Play / Huawei AppGallery

                          Step 3

                          Navigate to SC Invest via SC Mobile

                          Log in > Go to ‘Invest & Insure’ tab > Tap on ‘SC Invest’

                          3 easy steps to start with SC Invest

                          Step 1

                          Log in to SC Mobile

                          Log in with your Touch / Face ID or Username & Password

                          Step 2

                          Navigate to SC Invest

                          Go to ‘Invest & Insure’ tab > Tap on ‘SC Invest’

                          Step 3

                          Start Investing

                          Pick a portfolio that suits your investment needs

                          Scan to Invest Now
                          Sc invest qr code v

                          Insights

                          Stay informed with the latest market updates, investment tips for beginners, and insights on how we are keeping your portfolios resilient for the long term.

                          Ae daily navigator

                          Market Views On-The-Go

                          House Views from our Chief Investment Office

                          Discover the latest insights, market commentry, and outlook that shape how we guide your portfolios.

                          You can invest easily though the SC Mobile app. Simply follow these steps to get started:

                          • Log in to the SC Mobile app and access ‘SC Invest’ via the ‘Invest & Insure’ tab
                          • Choose from a range of Conventional and Islamic funds and select the fund you wish to invest in.
                          • Select ‘Invest’ and input your subscription details, such as your investment amount and the account to be debited.
                          • Review and confirm your order

                          You can place Lumpsum subscription orders (Buy) and redemption orders (Sell) via the SC Invest platform. You will not be able to place Smart Savings Plan (SSP) transactions via the platform

                          Simply log in to the SC Mobile app and select ‘SC Invest’ while on the ‘Invest & Insure’ tab to view details of your SC Invest Holdings.

                          Each Fund displays its minimum investment amount on the platform.

                          While you can place your investment orders via the platform 24 hours a day:

                          • The Bank will use reasonable endeavours to deliver any Buy/Sell order to the appropriate Fund House in respect of the relevant investments on the same Dealing Day as the date upon which the Bank receives the order.
                          •  This is subject to the order being received by the Bank before the cut-off time of the appropriate recipient in with respect of to the relevant investment.
                          • If the Bank receives instructions from you past the cut-off time as mentioned above, the Bank will use reasonable endeavours to deliver the order on the next Dealing Day following the date upon which the Bank received the order. • After the Bank has submitted your order to the fund house, it is executed on the Dealing Day for the fund you have submitted.
                          • The definition of Dealing Day is not the same across the different funds. Please refer to the fund’s offering documents before order placement.
                          • Do note any applicable public holidays / weekends could impact order execution.

                          Upon successful receipt of your order, the total settlement amount will be blocked on your account. The debit from your account will occur after your order has been confirmed with the respective Fund House. Please ensure your account is sufficiently funded to complete your request.

                          The Turnaround time for crediting redemption proceeds will vary depending on the respective fund’s settlement cycle. Please refer to the fund’s offering document for further details.

                          Typically for 4 conventional signature CIO funds earliest expected settlement cycle for redemptions is T + 7 Business days

                          and

                          For the 2 Islamic signature CIO funds earliest expected settlement cycle for redemption is T + 4 Business days. This is excluding applicable public holidays and weekends, which could further extend the settlement

                          You can use your Current and Savings Accounts for subscription or redemption instructions.

                          Once submitted via the SC Mobile app, the orders cannot be amended or cancelled.

                          The Investment Account number is a unique account that is created for you solely for purposes of facilitating your investment.

                          This number will be referenced in all notices concerning your investment(s) with us

                          You can contact our Client Care Centre on +971 600 5222 88 (Personal Banking) or 800 4949 from within UAE/+971 4 403 9639 from outside the UAE (Priority Banking). Visit www.sc.com/ae where you can chat with our team of agents.

                          Should you have any concerns or complaints regarding any of our products or services, you may raise your complaint by emailing us at complaint.resolution@sc.com or calling our Client Care Centre on +971 600 5222 88 (Personal Banking) or 800 4949 from within UAE/+971 4 403 9639 from outside the UAE (Priority Banking), and we will get back to you within 2 working days. To know more about our Complaints Resolution process, visit https://www.sc.com/ae/customer-service/

                          Disclaimers

                          Standard Chartered Bank UAE is licensed by Capital Markets Authority (CMA) to practice Promotion Activity.

                          Information on this webpage is data published by Morningstar Asia Limited or any other reputable entity we may choose from time to time as information providers and not information generated by the bank hence any inaccuracies or incompleteness of the data is not the sole responsibility of the bank.

                          Standard Chartered UAE acts as a distributor of the funds referred to in this webpage (which represents a proportion of all of the funds for which Standard Chartered UAE acts as distributor). Standard Chartered UAE receives fees including trail commissions for the funds that it distributes. You should not invest in any of the funds listed above (collectively the “Funds” and individually a “Fund”) unless you are satisfied that an investment in any of the Funds is suitable for you and you have fully understood the features and risk involved of investing in such Funds.

                          You should read the relevant offering documents of the Funds carefully for detailed information before deciding whether to invest in any of the Funds and you should pay particular attention to the risk factors set out therein. Do not invest in investment products unless you fully understand and are willing to assume the risks associated with them.

                          Past performance is not indicative of future performance. An investment in any of the Funds involve risks, the prices of units or shares of the Funds referred to in this webpage fluctuate, sometimes dramatically, and you may lose your entire investment. Some of the Funds may invest extensively in financial derivatives instruments or emerging markets and may have leveraged exposure, which may lead to higher risk of capital loss. Please ensure that you are comfortable with the risks involved before making an investment. You should be aware that your investment(s) can be negatively affected by foreign exchange risk if your holdings are denominated in foreign currencies.

                          Information on this webpage is for reference and general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction or adopt any hedging, trading or investment strategy, in relation to any securities or other financial instruments. The content on this webpage has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any particular person. This is not intended to be an offer or solicitation of an offer to buy or sell any of the Funds and is not intended to, and shall not, constitute investment advice.

                          Please refer to the offering documents of the respective funds for details, including risk factors. This website has not been reviewed by CMA . The information contained on this website is intended for UAE residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any Funds in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United Arab Emirates.

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                          Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

                          The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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