You've got financial needs? Why liquidate your lifetime savings – Instead avail the Personal Life of Credit without liquidating your investments.
Personal Line of Credit is an efficient, accessible and convenient way of meeting all your short-term liquidity needs. With this, you don't have to liquidate your long-term savings and investments set aside to meet your future financial goals and be able to meet your financial needs by paying only a nominal markup.
Features
Financing up to 70% of the collateral value
Avail facility at the most competitive rate in the market
Markup charged only on the amount utilized and for the number of days utilized
Benefits
Your Personal Line of Credit account works just like a regular Ghana Cedi account. With this facility, you get the following additional benefits:
Competitive Rates: We offer the most competitive interest rates in the market. So you earn substantial returns on your investments and avail Personal Line of Credit facility to balance out your cash needs.
Great Limits: With the Personal Line of Credit you get financing up to 70% of your collateral value
Approved Collaterals: The following collaterals are acceptable to us to offer you the facility:
Ghana Cedi Fixed Deposits maintained with Standard Chartered Bank
Foreign Currency Fixed Deposits maintained with Standard Chartered Bank
Selected local and offshore fixed income securities and mutual funds maintained with Standard Chartered
Easy Access to Cash: With your Personal Line of Credit account, you do not have to restrict yourself to make or withdraw cash from SCB branches only. Now you can withdraw funds from any of our 30 Standard Chartered ATM machines across Ghana. You can also use your VISA Debit Card to make purchases directly from your account. Now you don't need to carry large cash as your VISA Card is accepted by more than 10 million merchants in more than 160 countries.
The Scheme loan is a personal loan for employees of a company, which is administered through an agreement between Standard Chartered Bank and any participating company; in most instances, the repayment is made directly from payroll. This loan is tailored to meet personal expenditure.
This is an unsecured personal loan facility for salaried customers who channel their salaries through a Standard Chartered Bank account. Even better, you get your loan in 3 working days with a guaranteed payout.
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Disclaimer
Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.com.ae and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.com.ae
A security vulnerability has been detected in the commonly used OpenSSL 1.0.1a-f. The Open Secure Sockets Layer (SSL) provides communication security and privacy over the Internet for applications such as web, email, instant messaging (IM), virtual private networks, etc.
Standard Chartered Bank websites and banking services are secure and not affected by this vulnerability. However, please remain vigilant and contact the Bank if you notice any suspicious activity in your account.
You're about to leave our website
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.com.ae and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.com.ae
IT security researchers have recently discovered a vulnerability in a software that is commonly used in Unix and Linux operating systems to execute commands from applications. This vulnerability could allow an attacker to gain control over an affected machine, access confidential information and perform unauthorised activities.
The Bank has carried out investigations and found no vulnerability in our systems. We will continue to monitor our systems and the external environment to take necessary action if a threat is detected.