A business account gives SME customers access to their funds for transaction banking and cash management services. With the benefit of the security of your funds and the options of trade, remittance, foreign exchange, investment and lending services. These are available in GHS, USD, GBP and Euro.

SME Current Account

Main Features
  • Opening Balance (GHS 100)
  • Operated by use of cheques
  • Minimum account opening balance required (GHS 100)
  • No minimum maintenance balance
  • Subject to monthly service fee
  • Regular monthly statements (or daily, weekly, quarterly, half-yearly and yearly)


Main Benefits
  • Account holders can appoint known agents to operate account
  • Ease of receiving payments through account
  • Ease of payments by use of cheques and standing orders
  • Accessibility to other bank products are services (e.g. bank cheques, TTs, forex, loans)
  • Security of funds for lost / stolen cheques through stop payments
  • A dedicated Relationship Manager
  • Straight2Bank internet banking offered on request

Call Us

Call our hotline for further information.

+233 302 740 100
0800 740 100
(toll free)

Get in touch

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Email Us

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Locate Us

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


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