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Business banking just got a whole lot easier. Designed for businesses like yours, Standard Chartered's Straight2Bank is a fully integrated Internet banking platform that caters to your transacting and reporting needs across cash management, foreign exchange and trade finance.

What can Straight2Bank do for your business?
Reports & Alerts
Integrated Access
  • Keep your fingers on the pulse of what's coming in and going out, wherever you are

    Get anytime, anywhere access to a comprehensive range of mobile banking services. Our Balance Enquiry and Mini Statement capabilities empower you with the background information you need to approve payments and payroll transactions on the go.

    Do all this from your mobile phone:

    • Balance Enquiry and Mini Statement of Current Account, Loan Account and Deposit Accounts
    • Calendar view of past 50 transactions
    • Payment and trade transaction authorisation
    • Outstanding trade enquiry
    • No additional registration or setup required for Straight2Bank users

    Available on iOS and Android platforms.

  • Why waste time on writing cheques for your suppliers? Do it all at the click of a button

    Perform a wide range of domestic and cross-border payments with integrated access to Standard Chartered's suite of payment services across geographies and multiple geographies.

    Payment capabilities include:

    • International transfers in a wide range of payment currencies supporting CASH, TOM and SPOT
    • Domestic transfers (Book Transfer, Direct Credit and RTGS Payments)
    • Corporate and local bank cheques (Cashier's Order)

    Improve payment efficiencies by:

    • Extensive file mapping and upload capabilities for payments
    • Built-in validations (for regulatory requirements, mandatory fields)
    • Built in multi-tiered authorisation matrix for payment authorisation
    • Segregation of user access and control

    Enjoy all these benefits;

    • Improved cash-flow management
    • Fast payment settlement cycle
    • Greater transparency and control over payroll management processes
    • Increased predictability and certainty of payroll payments
    • Email advice service for payment beneficiaries
    • Ability to make payments 24 hours a day
  • Say goodbye to the headache of arranging staff payments every week or month

    Ease your payroll processing needs with a bulk debit feature that also ensures complete confidentiality of all sensitive payroll transactions.

    Improve payroll efficiencies through:

    • Extensive file mapping and upload capabilities for recurring Payroll transactions
    • Built in multi-tiered authorisation matrix for payroll authorisation
    • Segregation of user access and control
    • Batching and bulk debit of payroll transactions

    Enjoy these benefits;

    • Improved cash-flow management
    • Fast payment settlement cycle
    • Greater transparency and control over payment management processes
    • Increased predictability and certainty of payments
    • Email advice service for payment beneficiaries
  • Make the most of opportunities with simple, fast, efficient trade transactions

    Access a wide range of documentary trade transaction initiation and reporting tools. Your online trade transactions will be processed quickly and accurately.

    Improve trade efficiencies through:

    • Initiate trade transactions 24 hours a day
    • Pre-defined templates
    • Extensive clause library
    • Built in multi-tiered authorisation matrix for trade authorisation
    • Ability to copy existing letters of credit thereby minimizing time and cost

    Do all this online:

    • Create new applications from existing transactions or templates
    • View full details once documents have been presented under the Letter of Credit
    • View and accept discrepancies
    • Automatic status updates once transaction is processed
    • Receive electronic copies of bank advice slips
    • Email alerts triggered at the time of key activity
  • Get the information you need to make smart business decisions.

    Optimise working capital with comprehensive access to information and end-to-end visibility on all cash and trade transactions.

    Enjoy these benefits:

    • Customisable intra-day reports across payments, trade and accounts (loan, deposit, and operating)
    • Real-time event-based alerts
    • Convenient formats for download (SWIFT, PDF, CSV)
    • User defined alerts by setting your preferences, filters, sort criteria, data format and delivery mechanisms
  • Bring your payments and transactions together under one integrated umbrella

    Enjoy the simplicity and ease of a single interface to our suite of cash and trade services across multiple geographies and currencies.


    • Payments, payroll and trade transactions initiation out of linked companies in any country
    • Account and function level segregation for user access for initiation and reporting
    • Consolidated and comprehensive reporting across multiple company accounts and geographies
View User Journey


User Guide | Login Guide

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+233 302 740 100
0800 740 100
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Foreign Exchange Solutions

Our FX solutions helps protect your business from currency fluctuations.

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Business Current Accounts

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Term Loans

Term Loans are a structured form of borrowing intended to finance specific transactions or assets.

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Investment Accounts

We offer a wide range of solutions supported by a team of experts who have extensive capital markets and investment advisory experience.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.