Borrow with ease

How can we help you fulfil your dreams?

Personal Unsecured Loan
Our unsecured loans help you meet your personal financing requirements
  • Unsecured loans that helps you in buying a brand new car, paying fees for your post-graduate degree or paying for your child’s school fees.
  • If your salary is paid through a Standard Chartered Bank account you could be eligible to take this loan.
  • Ease your financial management with our convenient repayment schedule of up to 6 years.
  • Credit Life Insurance covers you in case of death, leaving your relatives obligation free.
  • Enjoy flexible interest rates.
  • Borrow up to GHS350,000 with no security required.
Security Backed Lending
Personal line of credit is an efficient and convenient way of meeting all your short-term liquidity needs
  • Financing up to maximum of 70% for securities and 90% for fixed deposits.
  • Ghana Cedi Fixed Deposits maintained with Standard Chartered Bank, Foreign Currency Fixed Deposits maintained with Standard Chartered Bank and T-bills are approved collaterals.
  • Markup charged only on the amount utilized and for the number of days utilized.
  • Avail facility at the most competitive rate in the market.
  • Meet your financial needs by paying only a nominal markup.
  • access to cash withdrawals from all our 30 ATMs across Ghana.


This is to inform that by clicking on the hyperlink, you will be leaving and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting