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  • Attractive Interest Rates

    Standard Chartered's Fixed Deposit Account provides you with access to attractive interest rates.

  • Flexible Tenures

    Deposits can be made over a range of tenures – 91, 182 and 365 days.

  • Loan Facility

    Borrow up to 90% of your fixed deposit amount at nominal rates.


Maximise every pesewa you earn with Standard Chartered's Fixed Deposits

Standard Chartered's Fixed Deposit account helps you grow your savings with guaranteed high returns, whether you are saving towards your dream house or a stress-free retirement. We offer GHS and foreign currency Fixed Deposits with the most competitive rates in the market.

Ghana Cedi Fixed Deposits

Simple, effective and 100% safe, the Standard Chartered Ghana Cedi Fixed Deposit is a high-yield, no risk account that helps you grow your money. We give you complete peace of mind while helping you maximise growth potential through attractive interest rates.

  • Attractive interest rates
  • Book a deposit with as little as GHS 1,000
  • Flexible tenures (91, 182 and 365 days)
  • Borrow up to 90% of your fixed deposit amount at nominal rates
Foreign Currency Fixed Deposits (For Foreign Currency Account Only)

We give you the freedom to choose everything, from the desired currency to the deposit period to renewal options. Standard Chartered Foreign Currency Fixed Deposits offer complete flexibility to ensure maximum returns on your investment.

Our foreign currency fixed deposits allow you to maximise your growth potential through attractive interest returns.

  • A choice of 3 major currencies (USD, EUR, GBP)
  • Attractive and competitive interest rates
  • Various tenures to choose from (91, 182, 365 days)
  • Book a deposit with as little as 10,000 (USD, EUR, GBP)
  • Borrow up to 90% of your fixed deposit amount at nominal rates

Useful Information


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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.