Monthly interest rebates will be credited to your Business Instalment Loan repayment account every month based on your loan tenure starting from loan drawdown.
|Average Daily Balance for All Accounts Linked to Smart Business BonusPack
||Business Instalment Loan Monthly Interest Rebate Percentage
|HK$50,000 - HK$120,000
|HK$120,001 - HK$200,000
|HK$200,001 - HK$500,000
|HK$500,001 - HK$1,000,000
|HK$1,000,001 and above
Monthly interest rebates will be credited to your Business Instalment Loan repayment account every month based on your loan tenor starting from loan drawdown.
^ For limited companies, personal guarantees are required from major shareholders.
# The Express Approval Guarantee does not apply to clients applying for the SME Financing Guarantee Scheme (SFGS) under Hong Kong Mortgage Corporation (HKMC). The validity period of the Express Approval Guarantee starts at the time when the Express Approval Guarantee notification is sent and ends when the Preliminary Credit Assessment result is delivered to the customer. Only bank working days (Monday- Friday, except Saturday and public holidays) are considered. If the time period falls on a public holiday, the next working day will be used.