The calculator result is for information purposes only and the calculation is based on the information provided by customer. Standard Chartered Bank (Hong Kong) Limited (the “Bank”) endeavours to keep the calculator up-to-date as per the latest regulatory guidelines, however some discrepancy may be expected. The assumptions used and figures generated by this calculator are for purposes of illustration and reference only, and are subject to change depending on a variety of factors, which may not have been taken into account in the computation. The calculation is not intended to constitute financial advice or an offer of credit facilities from the Bank. You should obtain professional advice and should not rely on the calculator to make any financial or other decision. The Bank makes no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae, or calculation provided through use of the calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of the calculator. You should not rely on the result of the calculation or assume the Bank would approve any mortgage application based on those terms. Any mortgage application shall be subject to the formal approval by the Bank and your actual repayment liability depends on the actual terms of the mortgage as approved by the Bank.

Remarks

• The calculation is based on the assumption that the mortgage is repaid with monthly installment, and the calculation does not and cannot incorporate individual needs or special scenarios of each customer, such as (without limitation) applicant’s and property’s conditions and any outstanding mortgage loan owed by the applicant either as guarantor or borrower.
• The interest rates used are for simulation purpose only and may not be the same interest rates applicable to the actual loan as approved by the Bank. Customers should also note that the interest rates are subject to change as determined by the Bank from time to time.

• The maximum interest earned for your BusinessOne deposit account cannot exceed the amount of interest charged on your mortgage loan account in each particular month.