Business Instalment Loan helps you manage your working capital with ease to make the right business moves whenever you want and to maximise your opportunities in Greater China and overseas markets.

  • No collateral required^
  • Latest bank statements from major banks
  • Loan amount as high as HK$2,000,000
  • Repayment period up to 60 months
  • 48-hour Express Approval Guarantee#

To borrow or not to borrow? Borrow only if you can repay!


^ For limited companies, personal guarantees are required from major shareholders.

# The Express Approval Guarantee does not apply to clients applying for the SME Financing Guarantee Scheme (SFGS) under Hong Kong Mortgage Corporation (HKMC). The validity period of the Express Approval Guarantee starts at the time when the Express Approval Guarantee notification is sent and ends when the Preliminary Credit Assessment result is delivered to the customer. Only bank working days (Monday- Friday, except Saturday and public holidays) are considered. If the time period falls on a public holiday, the next working day will be used.

Terms and Conditions

  • Business Instalment Loan

    Express Approval Guarantee

  • Remarks:

    • Standard Chartered Bank (Hong Kong) Limited reserves the right to determine the applicable interest rate and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the customer's credit record and other relevant factors.
    • The approval of the Business Instalment Loan is subject to related Terms and Conditions.

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