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Our Unsecured Business Overdraft offers a credit limit up to HKD 1,400,000

Night view of Brooklyn Bridge with New York metropolis background

Our Unsecured Business Overdraft offers a credit limit up to HKD 1,400,000

Business Overdraft

Our Unsecured Business Overdraft allows you to access fund with ease and flexibility, helping to manage your daily cash need


For limited companies, personal guarantees are required from major shareholders.


Eligibility & Documents


  • Companies registered in Hong Kong
  • Minimum 3 years of business operations

Documents required

  • The Company

    1. Copy of “Certificate of Incorporation”

    2. Copy of “Business Registration Certificate”

    3. Copy of particulars of Sole Proprietorship (Form 1A)

    4. Copy of particulars of Partnership (Form 1C)

    5. Copies of particulars of Directorship and Company Secretary (Form D1/D2)

    6. Copy of “Memorandum & Articles of Association”

    7. Latest 6 months bank statement from 3 major bank

    8. Company logo printing documents (if applicable)

  • The Sole-proprietor / Partners / Guarantors

    1. Copy of HKID Card / Passport

Terms and Conditions

Application Form

To borrow or not to borrow? Borrow only if you can repay!