You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


Proceed to third party website

Dedicated 100% Loan Guarantee Scheme

2 businessmen shaking hands for the success of partnership

Dedicated 100% Loan Guarantee Scheme

Dedicated 100% Loan Guarantee Scheme

Standard Chartered Business Banking fully supports the “Dedicated 100% Loan Guarantee Scheme” launched by HKMC Insurance Limited (HKMCI) to help SMEs cope with the challenges. Eligible clients can submit applications within a six-month application period from 29 April 2023. Please apply now to enjoy priority processing.

^ The Prime Lending Rate is currently at 6.125% p.a. as announced by The Hong Kong Mortgage Corporation Limited which is accessible at http://www.hkmc.com.hk as at 31 July 2023.

# Clients of Dedicated 100% Loan Guarantee Scheme are entitled to HKMCI’s full guarantee fee waiver.

Remarks:

  1. The Dedicated 100% Loan Guarantee Scheme (“the DLGS”) is provided by HKMC Insurance Limited (“HKMCI”).
  2. Personal guarantees are required from major shareholders in the case of limited companies and from partners in the case of partnerships, or corporate guarantees are required from listed companies.
  3. Client must have successfully submitted the application to HKMCI with Standard Chartered Bank (Hong Kong) Limited (the “Bank”) within a six-month application period from 29 April 2023 and drawn down the DLGS before the designated deadline.
  4. In addition to the terms and conditions of the DLGS as specified and announced by HKMCI, client must also fulfil the terms and conditions as specified by the bank from time to time. For details of the DLGS, please visit relevant website or contact our Relationship Managers.
  5. The Bank reserves the right to determine the acceptance of a loan application, the applicable facility amount and loan tenor by considering the client’s credit records and other relevant factors. The application for the banking products and services under the DLGS is subject to the relevant eligibility, application process and relevant terms and conditions. For further details, please refer to our Relationship Manager for assistance. In case of any disputes, the Bank’s decision shall be final and binding.
  6. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.

To borrow or not to borrow? Borrow only if you can repay!