Details

Our Guaranteed Instalment Loan offers you ease to make the right business moves whenever you want:

  • No collateral required^
  • Loan amount as high as HK$3,000,000
  • Repayment period up to 60 months
  • Simple and convenient online application
  • 48-hour Express Approval Guarantee#

To borrow or not to borrow? Borrow only if you can repay!


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^ For limited companies, personal guarantees are required from major shareholders.

# The validity period of the Express Approval Guarantee starts at the time when the Express Approval Guarantee notification is sent and ends when the Preliminary Credit Assessment result is delivered to the customer. Only bank working days (Monday- Friday, except Saturday and public holidays) are considered. If the time period falls on a public holiday, the next working day will be used

Terms and Conditions

SME Loan Guarantee Scheme ("SGS")

Please visit the website of Trade and Industry Department for details.

  • Business Instalment Loan

    Express Approval Guarantee

  • Remarks:

    • Standard Chartered Bank (Hong Kong) Limited reserves the right to determine the applicable interest rate and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the customer's credit record and other relevant factors.
    • The approval of the Business Instalment Loan is subject to related Terms and Conditions.

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