Important Note: Investment Fund is an investment product and some Investment Funds would involve derivatives. The investment decision is yours but you should not invest in that investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Standard Chartered Bank (Hong Kong) Limited (the "Bank") provides execution-only trading service over Online Unit Trusts and shall not advise you on the merits of a transaction, nor ensure the transaction is suitable for you.

Exclusive Offers for New Premium Clients

Become a Premium client during 1 April 2018 to 30 June 2018 (both dates inclusive) (“Promotion Period”) to enjoy Premium programme Welcome Privileges with the first 4-quarter maintenance fee waiver3. For example, clients can enjoy hk icon asiamiles 134,000 by fulfilling new funds requirement of HKD200,000 and setting up a 12-month Time Deposit.4

560pximage
Asia Miles Time Deposit Rewards

New clients10 who set up a time deposit can earn
hk icon asiamiles 1 75,0005 for a fixed amount of HKD500,000 New Funds11 once only.

560pximage
Salary BonusPack Offer

Sign up to enjoy12 :

  • 1% p.a. HKD Promotional Saving Interest Rate up to 6 months AND
  • Up to hk icon asiamiles 1 14,0005 and HK$600 Cash Rewards; OR
  • Up to HK$2,000 Cash Rewards
Integrated Deposits Account
Integrated Deposits Account Online Welcome Offer

Apply online to enjoy HKD200 cash rebate online welcome offer and free online interbank fund transfer service!

560pximage
Banking Plans – Online Upgrade

Upgrade to Premium Now!

560pximage
Asia Miles Registration

Register Now to receive Asia Miles as rewards

560pximage
Online Member- Get- Member Referral Program

Refer your friends to be our new clients and earn unlimited rewards upon successful referral



To borrow or not to borrow? Borrow only if you can repay!

 

 

Integrated Deposits Account Online Welcome Offer for New Premium Client

What’s more, you can also consolidate your savings and current accounts in HKD, RMB and a full range of foreign currencies under one account number, and manage your bank account with ease.

New Premium Client(1) applying for an Integrated Deposits Account online can enjoy HKD200 Cash Rebate(2).

Remarks:

  1. Only applicable to client who does not hold any deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with the Bank in the past 12 months from the date of Online Application submission.
  2. Client needs to bring along all the required documents and visit any branch nearby to complete the account opening process within 14 days after submits the online application.

Remarks:
  1. New Premium clients refer to those who have not been a Premium or Priority Banking client in the preceding 12 months from the date of Premium sign-up.
  2. This is an illustrative example. Client can enjoy 34,000 Asia Miles by fulfilling new funds requirement of HKD200,000 and setting up a 12-month Time Deposit. Terms and conditions apply.
  3. If the average daily Relationship Balance of the Client within the quarter falls below HKD200,000, a maintenance fee of HKD360 will be charged for the quarter. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk. For details of maintenance fee waiver, please refer to the Promotion Terms and Conditions for Premium.
  4. Time Deposit refers to Asia Miles Time Deposit Rewards.
  5. For Privilege 1, Privilege 3 and Privilege 4, Eligible Clients must successfully submit accurate Asia Miles™ membership information via designated website of Standard Chartered Bank (Hong Kong) Limited (the “Bank”) within the period from 1 April 2018 to 31 July 2018 (both dates inclusive). Relevant Asia Miles (“Mile”) will be credited directly to the Eligible Clients’ Asia Miles membership account.
  6. The promotion period of this welcome offer is from 1 February to 31 May 2018 (both dates inclusive). Welcome offer is subject to Terms and Conditions. For details, please refer to “Important Information and Terms and Conditions for Application of Standard Chartered Credit Card” leaflet
  7. New Cardholders are applicants who currently do not hold and in the past 6 months have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card from the date of credit card approval (“ New Cardholders”).
  8. Annualised Percentage Rate ("APR") of Standard Chartered Asia Miles Mastercard for retail purchase is 33.41%; annual fee is HKD1,800. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.
  9. All principal cardholders ("Cardholders") of Standard Chartered Asia Miles Mastercard ("Card") issued by the Bank are entitled to an annual fee waiver on their Cards for the first year from the issuance date of their Cards. Thereafter, Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if the aggregate eligible transactions made by the principal and any supplementary card(s) of the same Card account in the preceding year reach HKD150,000. Otherwise, the Bank will charge an annual fee of HKD1,800 on an annual basis. Please refer to Standard Chartered Asia Miles Mastercard Annual Fee Waiver Terms and Conditions for details.
  10. New clients refer to those who did NOT hold any products or services with or distributed by the Bank (including but not limited to any deposit accounts, investment services and insurance products underwritten by third party insurer) in the preceding 12 months from the date of Premium sign up except Standard Chartered credit cards^.
    ^Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered WorldMiles Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank.
  11. Eligible Clients must successfully set up HKD Time Deposits with interest rate at 0.01% p.a. in sole name with New Funds. “New Funds” for Asia Miles Time Deposit Rewards refer to monies newly deposited into the Bank within 3 days before Time Deposit account opening date via cash, cheque, cashier’s order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)) or Telegraphic Transfer from other banks. It excludes the renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposits upon maturity (“New Funds”).
  12. Eligible Clients must use the Bonus Payroll Account for auto-payroll services with the Bank within the first 2 months since the opening date of the Bonus Payroll Account. For details, please refer to the Terms and Conditions as set out separately on the Salary BonusPack leaflet.

    Terms and Conditions apply.

Terms and Conditions

Promotion Terms and Conditions for Premium programme
You need to read this document.

It sets out specific terms and conditions on which we agree to provide you with any of the products and services under the Premium programme ("Premium") Promotion. You must read it in conjunction with our Client Terms, and the applicable documents referred to in Part A of Client Terms (including the Current/Cheque/Savings Account and Time Deposit Account Terms, product brochure, Important Notes and promotional terms (if applicable)) and any other documents forming our banking agreement. The banking agreement is available to you at any of our branches or our website at www.sc.com/hk. If there is any inconsistency between the approval (if any) and any other part(s) of our banking agreement, then the terms in the approval prevails. These terms do not apply to any existing product(s) and service(s) you have with us to the extent that they are subject to separate terms and conditions.


Promotion Terms and Conditions for Premium programme

A. General Terms and Conditions

  1. The promotion period is from 1 April 2018 to 30 June 2018, both dates inclusive (the "Promotion Period"). The promotion consists of offers as set out in Sections B-H (each an "Offer", collectively "Offers").
  2. Client will be entitled to the Offers as specified below only once during the Promotion Period. If clients use or set up the relevant banking service account under joint name status, only the Primary Account Holder will be eligible to enjoy the Offer(s).
  3. If the client is entitled to the following Offers in conjunction with other promotional offers, Standard Chartered Bank (Hong Kong) Limited (the "Bank") reserves the right to grant the client one of or part of the entitled offers.
  4. Unless otherwise specified, the Offers under Sections B and C are applicable only to client who has not been a Premium or Priority Banking client in the preceding 12 months from the date of the Premium sign-up.
  5. Eligible client’s subscription for the Premium and the relevant banking products and services mentioned under Clause 1(a) of Section B must remain valid at the time of the Cash Rebate, Reward or Coupon is credited or delivered to the client under the Offers under Sections B, C & F below. Otherwise, the Cash Rebate, Reward or Coupon under the relevant Offer(s) will be forfeited absolutely and not to be provided to the client through any other means.
  6. If the relevant account balance, transaction amount or transaction fee (or premium under any life assurance basic plans) is denominated in foreign currency, for the purpose of calculating any entitlement under the Offer(s), the Bank’s exchange rate (or exchange rate determined by Prudential Hong Kong Limited (a member of Prudential plc group) (“Prudential”) for insurance premium) quoted at its discretion from time to time will be adopted for converting the relevant account balance (or insurance premium) from the foreign currency to HKD equivalent, which will then be used to calculate the Offer entitlement.
  7. Client acknowledges that the Asia Miles earned shall be credited to his/her Asia MilesTM membership account by Asia Miles Limited. The Bank will use its best endeavour to provide the necessary information to Asia Miles Limited to facilitate this purpose, however the Bank makes no warranty that the Asia Miles earned will be accurately credited to the Asia Miles membership account by Asia Miles Limited and accepts no liability for failure or delay in the crediting of Asia Miles to the client’s Asia Miles membership account for any reason beyond the Bank’s control. The Bank accepts no liability relating to the Asia Miles, including but not limited to the expiry date, usage and redemption. For enquiries relating to crediting of the Asia Miles and the relevant terms and conditions, please contact Asia Miles Limited and/or refer to Asia Miles Limited website at www.asiamiles.com.
  8. Terms and Conditions of Asia Miles apply for redemption and/or use of Asia Miles. For details, please visit www.asiamiles.com. The Bank is not obliged to notify clients of any changes or latest announcements of Asia Miles Limited. Clients understand and accept that the Bank is not supplier of the redeemed items (including Asia Miles). The Bank shall bear no liability relating to any aspect of the Asia Miles and/or redeemed items, including without limitation, their quality, the supply, the descriptions of the reward provided by the supplier, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the Asia Miles and/or redeemed items provided by the supplier, its employees, officers or agents.
  9. Each of the banking products or services set out in the Terms and Conditions is subject to respective eligibility, application process and product Terms and Conditions. For details, please contact the Bank’s staff.
  10. The deposit and balance maintenance requirements mentioned in these Terms and Conditions are part of a promotional offer for Gift, Cash Rebate or Fee Waiver (as the case may be). They are not mandatory requirements which must be met before a client may apply and be granted any banking product or service. Any one of our products or services may be applied and be granted independently.
  11. The Bank reserves the right to determine the calculation methods applied under the Offers (including in ascertaining the amount of any applicable balance requirement) and verify the client’s transaction records in considering the client’s eligibility for the Offers. In case of any disputes, the Bank’s decision shall be final and binding.
  12. The Bank reserves the right to vary, amend or terminate any of the following Offer(s) and to modify any of the Terms and Conditions below from time to time without prior notice. In case of any disputes, the decision of the Bank shall be final and binding.
  13. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall apply and prevail.

B. First 4-quarter Maintenance Fee Waiver Offer (the “Fee Waiver Offer”)

  1. To enjoy the Fee Waiver Offer, client must sign up for Premium during Promotion Period and fulfil all the requirements below (“Eligible Client"):
    1. Taking up or holding HKD Savings Account, HKD Current Account (or any Foreign Currency Savings Account), Standard Chartered Platinum Credit Card or Standard Chartered Asia Miles Mastercard, Standard Chartered ATM Card, and Online Banking (or Phone Banking Services) upon Premium sign-up. Client must complete the registration of Online Banking or use the Phone Banking Services at least once within 2 weeks from the date of signing up for Premium; and
    2. Completing “Customer Investment Profile” questionnaire within 2 weeks from the date of signing up for Premium; and
    3. Meeting the entry Relationship Balance (see Important Notes below) requirement within 2 weeks from the date of signing up for Premium, as follows:


Client Type Entry Relationship Balance Requirement
Payroll# client with monthly salary HKD20,000 or above HKD0 or equivalent
Client has a mortgage account* opened on or before 30 September 2017, and the mortgage drawdown amount is in the sum of HKD1,500,000 or above HKD0 or equivalent
Client has a mortgage account* opened on or after 1 October 2017, and the mortgage outstanding amount is in the sum of HKD1,500,000 or above HKD0 or equivalent
Payroll# client with monthly salary below HKD20,000 HKD100,000 or equivalent
Client has a mortgage account* opened on or after 1 October 2017, and the mortgage outstanding amount is below HKD1,500,000 HKD200,000 or equivalent
Standard (i.e. client has neither payroll nor mortgage with the Bank) HKD200,000 or equivalent

#New payroll client is required to start using the auto-payroll services with the Bank within 2 months from the Premium sign-up.

* First 2 years quarterly maintenance fee of Premium programme will be waived for mortgage clients (borrower or co-borrower) with mortgage account opened on or after 1 October 2017.

  1. Eligible Client is required to maintain the Relationship Balance from the date of the Premium sign-up, until the designated date specified below in order to enjoy the Fee Waiver Offer:
  2. Premium sign-up date
    (Both dates inclusive)
    Designated Date
    (Inclusive)
    1-30 April 2018 31 July 2018
    1-31 May 2018 31 August 2018
    1-30 June 2018 30 September 2018

  1. If the average daily Relationship Balance of the Client within the quarter falls below HKD200,000 after the expiry of the maintenance fee waiver period under the Fee Waiver Offer, a maintenance fee of HKD360 will be charged for the quarter. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk.
    The Minimum Relationship Balance requirement is as follows:

Client Type Minimum Relationship
Balance Requirement
Client has a mortgage account opened on or before 30 September 2017, and the mortgage drawdown amount is in the sum of HKD1,500,000 or above HKD0 or equivalent
Client has a mortgage account opened on or after 1 October 2017, and the mortgage outstanding amount is in the sum of HKD1,500,000 or above HKD0 or equivalent
Client has a mortgage account opened on or after 1 October 2017, and the mortgage outstanding amount is below HKD1,500,000 HKD200,000 or equivalent
Payroll client with any payroll account HKD200,000 or equivalent
Standard (i.e. client has neither payroll nor mortgage with the Bank) HKD200,000 or equivalent

C. Terms and Conditions for New Funds Growth Offer (“New Funds Growth Offer”) - Privilege 1

  1. Subject to the conditions below, New Funds Growth Offer will be given to Eligible Client (as defined in Clause 1 of Section B) as per table shown below according to the New Funds Growth Amount (as defined in Clause 2 below) the Eligible Client may procure during the Promotion Period as compared to the Eligible Client’s Total Balance (see Important Notes below) at the Bank as of 28 February 2018 :

New Funds Growth Amount
(benchmark against the Total Balance as
of 28 February 2018)
Asia Miles Rewards
HKD500,000 or above 6,000 Miles
HKD200,000 – HKD499,999 4,000 Miles
HKD199,999 or below 2,000 Miles

  1. Eligible Client has to deposit the new funds to the Bank within 2 weeks upon Premium sign-up (by cash, cheque/cashier’s order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)), telegraphic transfer from other banks excluding renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposit upon maturity) to grow the Eligible Client’s Total Balance at the Bank (including the aggregate balance of deposits, investments and accumulated premiums of selected insurance under personal account as primary account holder) ("New Funds"). Any amount of New Funds deposited by the Eligible Client as shown in excess of the Eligible Client’s Total Balance at the Bank as of 28 February 2018 shall be considered the "New Funds Growth Amount". For client who did not hold any account with the Bank on 28 February 2018, his/her Total Balance on such date will be treated as zero. To check the amount of Total Balance as of 28 February 2018, please contact the Bank’s staff.
  2. Eligible Client is required to maintain the new Total Balance (including the New Funds Growth Amount) until the designated date as stated in Clause 2 of Section B under these Terms and Conditions in order to be eligible for the New Funds Growth Offer. If not, the Bank reserves the right to cancel or forfeit absolutely the entitlements under the New Funds Growth Offer.
  3. Eligible Client must have an existing Asia Miles membership account otherwise has to set up an Asia Miles membership account for the entitlement of Asia Miles Rewards. Eligible Client must have successfully registered online within 1 April to 31 July 2018, both dates inclusive (“Registration Period”) with valid Asia Miles membership in the name of the Eligible Client at the Bank’s designated websites to enjoy the relevant Asia Miles. Successful registration cannot be cancelled or modified. For Eligible Client with multiple online registration submission, only the latest registration record will be taken by the Bank for miles crediting purpose. The Bank will forward the relevant information, including valid Asia Miles information including family name, given name, membership number of the Eligible Client, as well as the entitled miles, if any, to Asia Miles Limited by December 2018. Asia Miles Rewards will be credited into relevant account within 4 to 6 weeks thereafter. In case of information submitted is incorrect or insufficient as considered by the Bank or Asia Miles Limited, Cash Rebate will be made available in replacement of Asia Miles Rewards to Eligible Client, and will be credited to Eligible Client’s HKD deposit account (according to the sequence as stated in Clause 6 below) with related Terms and Conditions fulfilled by January 2019 as the New Funds Growth Offer. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com. Notification Letter will be mailed to the Eligible Client upon successful crediting of Asia Miles/Cash Rebate.
  4. As an alternative to the Asia Miles offer above, Cash Rebate will be made available to Eligible Client as shown below according to this Offer’s requirement that the Eligible Client fulfilled.

New Funds Growth Amount
(benchmark against the Total Balance
28 February 2018)
Cash Rebate
HKD500,000 or above HKD600
HKD200,000 – HKD499,999 HKD400
HKD199,999 or below HKD200
  1. The Bank will credit the relevant amount of Cash Rebate to respective HKD deposit account (excluding MortgageOne® Account and Mortgage$aver Current Account) held by the Eligible Client in sole name or in the capacity as primary account holder for joint account by December 2018 in the following sequence:
    1. Sub-account under Integrated Deposits Account;
    2. Current Account;
    3. Statement Savings Account;
    4. Passbook Savings Account
    If Eligible Client has no valid HKD deposit account, the Bank will credit to Eligible Client’s USD deposit account as above sequence. If Eligible Client has more than one account under same account type, the Bank will select any one of the accounts with the latest account opening date for the crediting at its discretions. Notification Letter will be mailed to the Eligible Client upon successful crediting of Cash Rebate.
  2. If client terminates Premium within 12 months from the date of sign-up, the Bank reserves the right to charge the relevant client who has received the offer for the amount equivalent to the value of the New Funds Growth Offer as administration fee and debit the same from any of the client’s account with the Bank without prior notice.

D. Terms and Conditions for Standard Chartered Asia Miles Mastercard Welcome Offer - Privilege 2

For details, please refer to the “Important Information and Terms and Conditions for Application of Standard Chartered Credit Card” leaflet or contact the Bank’s staff.

E. Important Notes for Standard Chartered Asia Miles Mastercard Application

  1. All principal cardholders (“Cardholders”) of Standard Chartered Asia Miles Mastercard (“Card”) issued by the Bank are entitled to an annual fee waiver on their Cards for the first year from the issuance date of their Cards. Thereafter, Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if the aggregate eligible transactions made by the principal and any supplementary cards) (if applicable) of the same Card account in the preceding year reach HKD150,000. Otherwise, the Bank will charge an annual fee of HKD1,800 on an annual basis. Please refer to Standard Chartered Asia Miles Mastercard Annual Fee Waiver Terms and Conditions for details.
  2. The Annualised Percentage Rates (“APR”) for Standard Chartered Asia Miles Mastercard is 33.41% (0.086% per day) for retail purchases and 36.54% (0.086% per day) for cash advance when Credit Card account is opened and it will be reviewed from time to time. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated based on the guidelines as set out in the Code of Banking Practice and is for reference only, inclusive of Cash Advance Fee (if applicable). For details of Credit Card service fees and charges, it is available on the Bank’s website at sc.com/hk.

F. Terms and Conditions for Asia Miles Time Deposit Rewards - Privilege 3

  1. Asia Miles Time Deposit Rewards are available between the Promotion Period as stated in Table 1 of Clause 4, both dates inclusive (the “Promotion Period”).
  2. Asia Miles Time Deposit Rewards are applicable to the following clients (“Selected Clients"):
    1. New clients who (i) did NOT hold any product or service with or distributed by the Bank (including but not limited to deposit account, investment services and insurance products underwritten by third party insurer) in the past 12 months from the date of sign-up of Premium programme except Standard Charted credit cards and (ii) sign up for Premium programme during the Promotion Period (“Premium New Clients”).
      Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered WorldMiles Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank.
  3. To be eligible for the Asia Miles Time Deposit Rewards, Selected Clients must set up Time Deposit Account with the Bank at 0.01% p.a. interest rate in sole name within the Promotion Period.
  4. Selected Client who sets up Time Deposit that meets the requirements in the first to sixth row of Table 1 below will be entitled to the Asia Miles as set out in the seventh and the eighth row of Table 1 below.
  5. Table 1

    Promotion Period 1 April 2018 - 30 June 2018 1 April 2018 - 30 June 2018
    Selected Clients (as stated in Clause 2) Premium New Clients Premium New Clients
    Fund Types (as stated in Clause 5) New Funds New Funds
    Number of Time Deposit Account set-up Once Only Once Only
    Time Deposit Principal Amount Fixed at HKD200,000 Fixed at HKD500,000
    Time Deposit Term Number of Asia Miles Rewards Number of Asia Miles Rewards
    6 months 15,000 Asia Miles 37,500 Asia Miles
    12 months 30,000 Asia Miles 75,000 Asia Miles
    Registration Period Within 2 weeks after the Time Deposit Account Set-up Within 2 weeks after the Time Deposit Account Set-up
    Fulfillment Date Within 90 days after the Time Deposit Account Set-up Within 90 days after the Time Deposit Account Set-up
  6. Fund Types in Table 1 of Clause 4 are defined as below:
    New Funds” refer to monies newly deposited into the Bank within 3 days before Time Deposit Account opening date via cash, cheque, cashier’s order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)) or Telegraphic Transfer from other banks. It excludes the renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposits upon maturity.
  7. Selected Clients must have an existing Asia Miles membership account otherwise has to set up an Asia Miles membership account for the entitlement of Asia Miles Time Deposit Rewards. To enjoy the relevant Asia Miles Time Deposits Rewards, Selected Clients must have successfully submitted Asia Miles Rewards membership information accurately via Standard Chartered Online Banking (sc.com/hk/login) within 2 weeks after the Time Deposit Account set-up. The Bank will forward the relevant information, including valid Asia Miles membership information including family name, given name, membership number of the Selected Clients, as well as the entitled miles, if any, to Asia Miles Limited for fulfillment purpose.
  8. After the Selected Clients fulfilled the requirements in Clauses 2 to 6, Asia Miles Limited will credit the miles earned to the respective client’s Asia Miles membership accounts within 90 days from the date of the set-up of the Time Deposit account.
  9. In case of failure in the crediting of the Asia Miles to the client’s Asia Miles membership account on or before the Fulfilment Date for any reason beyond the Bank’s control (i.e. including but not limited to the information submitted is incorrect or insufficient as considered by the Bank or Asia Miles Limited or if any of the criteria relating to Asia Miles Time Deposit Rewards has not been met), the Bank reserves the right to cancel or forfeit absolutely the entitlement of Asia Miles.
  10. The Bank reserves the right to make any adjustment to the Asia Miles Time Deposit Rewards from time to time at its sole absolute discretion. The Bank reserves the right to approve or reject the set up of any time deposit at its own discretion and to alter or terminate the offer and the relevant terms and conditions at anytime. Should there be any disputes; the Bank’s decision is final and conclusive.
  11. Early uplift of Time Deposit is subject to the Bank’s discretion and penalty. In such case, the Asia Miles rewards will be revoked or forfeited by the Bank without notification and the penalty amount will be calculated based on the following formula:
  12. Time Deposit Principal x (Best Lending Rate^ – Time Deposit Interest Rate) x Number of Days Due to Maturity /Total Number of Days in A Year
    Note: In some circumstances, the Bank may allow an early withdrawal. The Bank may not pay all the interest accrued if the clients make an early withdrawal may result in the clients getting less than the principal amount of deposit. In case of early uplift of Time Deposit, the Bank will forfeit the relevant offers absolutely without notification and will not compensate the client by any other means.

    ^ The Best Lending Rate will be determined by the Bank from time to time.

  13. Relevant terms and conditions specified in Current/Cheque/Savings Account and Time Deposit Account Terms and Deposit Confirmation apply to Asia Miles Time Deposit Rewards.

G. Terms and Conditions for Salary BonusPack Offer - Privilege 4

For details, please refer to the Terms and Conditions as set out separately on the Salary BonusPack leaflet.

H. Terms and Conditions for Integrated Deposits Account Cash Rebate Online Welcome Offer (the “Cash Rebate Offer”)

  1. The promotion period for the Cash Rebate Offer is from 1 April 2018 to 30 June 2018, both dates inclusive (the "Promotion Period").
  2. Clients who fulfill ALL of (i) – (vi) below within the Promotion Period maybe eligible for the Cash Rebate Offer (" Eligible Client"):
    1. Submit an Online Application Form for Integrated Deposits Account ("Online Application"); AND
    2. Successfully open an Integrated Deposits Account ("IDA") at any branch of Standard Chartered Bank (Hong Kong) Limited (the “Bank”) after Online Application submission; AND
    3. Successfully register as Standard Chartered Online Banking client; AND
    4. Successfully sign up for any Banking Plan (Priority Banking, Premium programme or Easy Banking); AND
    5. Deposit New Funds to the Bank within 2 weeks according to the New Funds Amount requirement as shown in the table immediately below upon the Banking Plan sign-up (or by any date as informed by the Bank) to grow the Eligible Client’s Total Balance at the Bank. “Total Balance” includes the aggregate balance of deposits, investments and accumulated premiums of selected insurance under personal account as primary account holder. “New Funds” refer to monies deposited by cash, cheque/cashier’s order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)), telegraphic transfer from other banks or transfer-in Investment Funds, Debt Securities or Securities from other banks or financial institutions to the investment product account held with the Bank excluding renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposit upon maturity; AND
    6. Banking Plan signed up during the Promotion Period New Funds Amount (HKD)
      Priority Banking 1,000,000 or above
      Premium programme 200,000 or above
      Easy Banking 10,000 or above
    7. Maintain the Total Balance at or above the New Funds Amount for at least 3 months until the corresponding date (“Designated Date”) as set out below (or any date informed by the Bank); AND
    8. Banking Plan sign up date(both dates inclusive) Designated Date (Inclusive)
      1-30 April 2018 31 July 2018
      1-31 May 2018 31 August 2018
      1-30 June 2018 30 September 2018
    9. Do not hold any Standard Chartered Bank (Hong Kong) Limited deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with the Bank in the past 12 months from the date of Online Application submission; AND
    10. Hold a valid Hong Kong Permanent Identity Card
  3. The amount of cash rebate that an Eligible Client is entitled to will be determined by the Banking Plan to be signed up by the Eligible Client during the Promotion Period according to the following table . Subscription for the corresponding Banking Plan and the newly opened IDA account must remain unchanged and valid at the time when the cash rebate is paid to the Eligible Client. Otherwise, the cash rebate will be forfeited absolutely. Separate terms and conditions apply to the Banking Plan. For details, please refer to relevant terms and conditions or contact any of the Bank’s staff at branches.
  4. Banking Plan signed up during Promotion Period Cash Rebate Entitled
    Priority Banking HKD300
    Premium programme HKD200
    Easy Banking HKD100
  5. Eligible Client is entitled to the Cash Rebate Offer once only during the Promotion Period.
  6. The relevant amount of cash rebate will be credited into a HKD deposit account (exclude MortgageOne® Account and Mortgage $aver Current Account) under the Eligible Client’s personal name as primary account holder with the Bank at the sole discretion of the Bank on or before 31 December 2018 in the following sequence:
    1. Sub-account under IDA;
    2. Current/ Cheque Account;
    3. Statement Savings Account;
    4. Passbook Savings Account;
  7. If an Eligible Client does not have a valid HKD deposit account, the Bank will credit the cash rebate to the Eligible Clients’ USD deposit account at an exchange rate as determined by the Bank as above sequence (For joint name account, only if the Eligible Client is the primary account holder will be entitled to the offer).

  8. If an Eligible Client does not have a valid IDA / HKD or USD Savings Account / HKD or USD Current Account on the date when the cash rebate is credited, the cash rebate shall be forfeited absolutely and shall not be paid to the Eligible Client through any other means.
  9. In the event that an Eligible Client is also entitled to other prevailing promotional offer(s) or deposit privilege(s), the Bank reserves the right to provide only one or some of the offer(s) and/or privilege(s) at its absolute discretion. For the avoidance of doubt, clients who are eligible for the Sign Up Offer for Corporate Partners Program/ Employee Banking Program/ Salary BonusPack, Integrated Deposits Account and Standard Chartered Disney ATM Card Online Welcome Offer or IDA Asia MilesTM Reward Online Welcome Offer will not be eligible for other deposit account Online Welcome Offers, including but not limited to the Cash Rebate Offer.
  10. The Bank reserves the right to vary, modify and terminate the above offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.
  11. If there is any inconsistency or conflict between the English version and its Chinese translation, the English version shall prevail.

Risk Disclosure Statements and Important Notes:

Risk Disclosure Statement for Foreign Exchange:
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Important Notes for Premium programme:

  • Extract from the Bank’s Service Charges Booklets: Premium Clients – “Relationship Balance” includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered Credit Cards^ and outstanding balances of Standard Chartered Personal Loans the clients maintain with the Bank under personal accounts.
    ^ Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered WorldMiles Card (formerly known as Standard Chartered American Express® Card) and Standard Chartered co-branded Credit Card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only.
  • “Total Balance” includes the aggregate balance of deposits, investments and accumulated premiums of selected insurance of the primary account holders under the Bank’s personal account.

Note:

  • This webpage does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction, nor does it constitute any prediction of likely future price movements.
  • Investor(s) should not only base on this webpage to make investment decisions.
  • This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong