Walk away from huge and unexpected medical expenses so you and your family have no worries
Certified Voluntary Health Insurance Scheme (VHIS) Flexi Plan – providing full cover for key medical expenses with no itemised benefit limit. Cover for unknown pre-existing and unknown congenital conditions. Annual limit of HKD12,000,000 and lifetime limit of HKD56,000,000.
Certified Voluntary Health Insurance Scheme (VHIS) Flexi Plan – for an affordable price, you get the private hospital room level and quality care you choose, when you need it. Cover for unknown pre-existing and unknown congenital conditions. Cover medical costs up to itemised limits, but no overall annual or lifetime benefit limit.
Certified Voluntary Health Insurance Scheme (VHIS) Standard Plan that gives you a choice by covering the eligible medical treatment expenses. Cover for unknown pre-existing and unknown congenital conditions. Annual limit of HKD420,000 with no lifetime limit.
Fully covering your eligible medical costs for major benefit items. You may stay in a standard single room at hospitals in Mainland China and access to a range of dedicated value-added services offered via HealthCare+ e-platform. Annual limit up to HKD30,000,000 and lifetime limit up to HKD70,000,000.
Fully cover key medical expenses of hospital treatment worldwide (except the USA). Cover before and after your hospital stay plus enhanced benefits from prevention to recovery. Annual limit of HKD14,000,000 and lifetime limit of HKD60,000,000. Family premium waiver for 12 months after a cancer diagnosis.
Fully cover key medical expenses in private room hospital treatment worldwide (except the USA). Rehabilitation benefits for covered cancer, heart attack and stroke to help recovery. Help monitor your health with wellness benefit. Annual limit of HKD30,000,000 and lifetime limit of HKD70,000,000.
In-depth medical cost cover for cancer, heart attack and stroke, covering from diagnosis to post-treatment monitoring, before and after your hospital stay. Tailor your needs with 4 different cover levels.
Flexible worldwide medical protection. With Global Hospitalisation Payment Guarantee and Reimburse Major Hospitalisation Charges. All powered by MSIG.
Provide daily cash benefits to allow you focusing on recovery. Including Daily Hospital Cash Benefit up to HK$2,400, and Double Daily Hospital Cash (in ICU). Recuperation Benefits up to HK$1,200 per day. All powered by Allianz
In-depth medical cost cover for cancer, heart attack and stroke. Accidental Death or Total / Partial Permanent Disability cover up to HK$1,500,000. Medical & Surgical Expenses (per accident) up to HK$35,000. All powered by Allianz
Exclusive to new account opening client applying through SC Mobile App
Accidental Death and Total Permanent Disablement Benefit
Monthly Premium Payment
Notes:
1.The Insured Person must be: (a) between eighteen (18) and sixty-five (65) years old (both ages inclusive) on the first effective date of the Policy, or up to eighty (80) years old for renewal policies; (b) Hong Kong Residents who are now physically present in Hong Kong.
Remarks: Allianz Accident Protect Essentials plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz. Terms and conditions apply.
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Standard Chartered Bank (Hong Kong) Limited is an insurance agent of Prudential Hong Kong Limited (Licensed Insurance Agency FA1239).
This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.
The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz (Licensed Insurance Agency FA1239). To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.
The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.
The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.
The above plan is underwritten by MSIG Insurance (Hong Kong) Limited (“MSIG”) which is a general insurer authorized and regulated by the Insurance Authority of HKSAR. Standard Chartered Bank (Hong Kong) Limited (“SCBHK”) is an insurance agent appointed by MSIG (Licensed Insurance Agency FA1239). To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.
The above plan, offered by MSIG, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.
Insurance payment (Applicable for life insurance only) Standard Chartered customers can make insurance payment through bank account transfer, cheque and credit card. The payment shall be made with Standard Chartered bank account/credit card under customer’s name. For details of your payment status, customer can check with Prudential Hong Kong Limited at its Customer Service Hotline 22811333. The insurance payment should be paid to the Insurer’s bank account established in the Bank, and the payment should NOT be paid to any third party (including sales staff).