Enhanced features effective 1^st February 2024

1.  Earn 10 reward points¹ per INR 100/- spent on entertainment, groceries, supermarket, utility bills and telecom. Maximum cap of 1000 Reward Points per month
2. Enjoy Purchase protection² coverage worth INR 55,000
3. Enjoy additional 1000 reward points³ on meeting annual spends milestone of INR 2 Lakhs

Note:
¹ Minimum 500 points required for redemption in a calendar month.
² TnCs apply, visit here for details
³ Points accumulated in a year expire by 30 June of subsequent year.

FAQs – Revision of Debit Card Benefits:

1. When will the changes be effective from?
   Changes in Debit Card Benefits and rewards will be effective from 01^st February 2024.
2. Is there any capping to the reward points earned on merchant categories with revision?
   A capping of 1000 Reward Points per month is applicable for reward earned on debit card. Reward points will be earned only on valid on spends made for entertainment, groceries, utility bills, telecom, and at supermarkets.
   
3. How many points are required for redemption?
   Minimum 500 reward points are required for redemption. Points accumulated in a calendar year expire by 30 June of subsequent year. Click here to know more about reward point accrual, redemption and validity, and detailed terms and conditions.
   
4. Will there be any impact to my existing reward points?
   There will be no impact to your existing reward points which you have earned and is available for redemption till expiry of those points.