At Standard Chartered, we understand that there are many things you want and need for your family: the best education for your children, improvements to your home, the ability to take advantage of great investment opportunities, post-graduate studies for yourself, or even a much-needed overseas holiday for the whole family.

Thanks to our personal loan, your dream could become a reality sooner with our fast loan processing service.

We offer two types of personal loans in Kenya:

  1. Personal Loan

    An unsecured personal loan facility for customers who receive their salaries in a Standard Chartered account.

  2. Scheme Loan
    The Scheme loan is a personal loan for employees of a company, which is administered through an agreement between Standard Chartered Bank and any participating organisation. In most cases, repayments are made directly from payroll. This loan is also tailored to meet personal expenditure.


  • Competitive interest rates
  • No security needed
  • Flexible repayment periods of 6-72* months
  • Borrow up to KES 7 Million
  • Credit Life & Retrenchment Insurance Policy
  • Convenient and easy to access, service at your doorstep
  • *term and conditions apply


    • A minimum gross salary of as low as KES 15,000 per month for Scheme Loan and KES 40,000 per month for Personal Loan.


  •     Documents Required
    1. Standard Chartered Bank Customers
      • Proof of income (Certified copy of pay slip)
    2. Non-Standard Chartered Bank Customers
      • Introduction letter from employer on company letterhead
      • Six months original bank statements from current bankers
      • Copy of ID / passport
      • Proof of income (Certified copy of pay slip)
      • One passport-sized photograph


Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered's Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final amount that can be borrowed.




Apply Online

Click here to sign up now.

Sign Up Now

Call Us

Call our hotline for further information.

(020) 329 3900

Contact Me

Complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in


Choosing the right mortgage is important. Find out about Standard Chartered's mortgage solutions, which are tailor made to suit the needs of you and your family.

More details »
Non-resident Mortgages

Standard Chartered offers mortgages to non-resident Kenyans looking to buy property as an investment or a place to stay when they return home.

More details »
Auto Loans

The Standard Chartered Auto Loan gets you on the road in no time, with competitive interest rates, high loan amounts and flexible repayment plans.

More details »
Salary Overdraft

The Standard Chartered Overdraft is linked to your salary account and gives you access to cash when you need it most. Plus, you only pay interest on what you draw.

More details »