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Designed to meet all your banking needs

Person, Human, Face

Designed to meet all your banking needs

SC DigiSmart Account

Enjoy this fully digital account uniquely designed to give you the convenience and ease of transacting digitally via the comfort of your mobile phone at an affordable monthly fee.

Key Features & Charges

Key Features and Charges

Minimum  Opening balance KES 2000
Monthly account maintenance fee KES 299
Virtual Visa Debit card issuance – POS and online payments FREE
Free Cash withdrawal on local SCB ATMs FREE
Non-SCB ATM cash withdrawal Charges KES 150
Local Transfer Between SCB Accounts FREE
Local Transfer from SCB  to Local Banks (Pesalink) As per Service & Price Guide
Online Local Transfer from SCB  to Local Banks (RTGS/EFT) FREE
Online International Transfer FREE
Online Banking access FREE
Mobile Banking access FREE
Monthly eStatements FREE
Other charges As per Service & Price Guide

Eligibility & Documents


  • Nationality:
    • Kenyan citizen / Resident
  • Age requirement:
    • Minimum 18 years old

Mandatory supporting documents for Kenyan citizens and Non Kenyan residents

  • Original National ID or valid passport
  • SC Mobile: Selfie / Portrait In-Branch: One passport size photograph
  • If US Person, upload W-8 BEN / W-9 BEN form.
  • If US Green Card holder, upload W-9 BEN.
Ke download sc mobile banner


Open an Account anytime, anywhere with our award-winning iPhone and Android mobile banking apps.

Terms & Conditions