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Returns when you need them most. Receive your maturity benefits in four convenient stages, giving you steady financial support

Confidence for Life’s Uncertainties

Together, we ensure your loved ones remain financially protected, no matter what the future holds.
If you were to take a sum assured of Kes 2,000,000 for a 15 year term( Client Age :35 Gender :Male)
Benefits
Natural Death In the unfortunate event of loss of life of our client, Prudential will
pay 100% of the cover amount to the listed beneficiaries and the
policy shall cease.Kes 2,000,000
Accidental In case of  accidental death, 200%  of the sum assured (Kshs.4, 000,000) is immediately paid to your beneficiaries
Critical Illness In the event of a critical illness diagnosis Kes 1,000,000 will be paid immediately. Future premium payments will be stopped,  and the policy will continue for  the  rest of their life of the insured.
Accidental Permanent Total Disability (PTD) In the event of an accidental Permanat disability  Kes 2,000,000 will be paid immediately.  Future Premium payments will be stopped,  and the policy will continue to for the rest of the life of the insured.
Premium Discounts There are premium discounts based on your preferred cycle of premium payment laid out as follows: A discount of 4% for quarterly premium payments, 6% for semi-annual premium payments and 8% for annual premium payment
Medical Examination Medical tests are mandatory for covers above Kes 15Million
Free Look Period As our client, you have a right to review the policy details and cancel within 30 days of Acceptance by Prudential Life Assurance., if you change your mind. Any premiums payments made within the 30-day period would be refunded in full.
ClaimType
Claim documents required
Claims processing Prudential requires the following for claims processing:
The policy should be kept in-force through payment of all remium due.
The policy schedule of benefits Original death certificate Police report for accidental death Postmortem report In respect of critical illness claims and total and permanent Disability claims, a medical report evidencing the illness or Disability A properly completed claim form.
Identification documents of the claimants

Disclaimer

This solution is underwritten by Prudential Life Assurance, who are liable for any loss arising out of the insurance products including payment of claims on this product. Insurance products are distributed through Standard Chartered Bancassurance Intermediary Limited (SCBIL), a wholly owned subsidiary of Standard Chartered Bank, and is regulated by the Insurance Regulatory Authority. Standard Chartered Bank Kenya Limited is regulated by the Central Bank of Kenya. Terms and conditions apply.

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