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Protect your business, employees and property against the unexpected with Standard Chartered’s comprehensive range of insurance plans

Masthead banner business protection insurance

Protect your business, employees and property against the unexpected with Standard Chartered’s comprehensive range of insurance plans

Wide range of insurance plans

Our strategic alliances with major insurance institutions in the market provide you with a comprehensive range of business insurance solutions to meet your needs.


A comprehensive range of insurance solutions

Business insurance solutions to protect your business and employees
Fire and Special Perils Safeguards buildings owned by the business and their contents such as machinery, equipment, stock and furniture against damages caused by fire and Special Perils.
Business Interruption Cover for interruption to the business that causes a loss of income, but the interruption must be as a result of an incident under the Fire & Special Perils cover.
Burglary Insurance Covers against theft of property due to forcible and violent entry into premises/building.
All Risks Insurance Cover for your listed business items for loss or damage, unless otherwise specifically excluded.
Electronic Equipment Cover for sudden and unforeseen loss or damage to all Electronic equipment. Cover for increased cost of working and software is also available.
Political Violence and Terrorism Cover for physical loss or damage directly caused by one or more of the following perils occurring during the Policy Period; Act of Terrorism; Sabotage; Riots, Strikes and/or Civil Commotion; Malicious Damage; Insurrection, Revolution or Rebellion; Mutiny and/or Coup d’Etat; War and/or Civil War.
Comprehensive Motor Insurance Comprehensive Motor Coverage for Motor Private and Motor Commercial(Own Goods).Covers accidental damage, third party property damage and Thirds Party bodily injury.
Work Injury Benefit Act (WIBA) / WIBA Plus(24 hour cover) Provides indemnity to you in respect of your liability to pay compensation to employees under the Work Injury Benefit Act.
Employers Liability Provides and indemnifies you against legal liability in respect of any bodily injury or disease by accident sustained by your employees caused during the period of insurance and arising out of and in the course of employment by you in the business.
Public Liability Cover for any legal liability to third parties in respect of accidental death, bodily injury and/or illness and/or loss of or damage to property incurred in the course of your business.
Cash In Transit(Money Insurance) Cover for loss of money in transit and in premises, in safe and custody of authorized staff/director.
Goods in Transit Insurance Cover for goods whilst in transit and covers them from the risk of collision, overturning and theft whilst held in trust by the insured.
Fidelity Guarantee Covers the employer against loss of money and/or Stock resulting from dishonest acts of employees
Plate Glass Provides cover for accidental loss or damage to plate glass up to the insurance value.
Machinery Breakdown Cover is available for sudden and unforeseen physical loss or damage to machinery. The cost of repair or replacement of damaged machinery including incidental costs is included in the cover.


Terms & Conditions


This solution is underwritten by Sanlam General Insurance Company Limited, who are liable for any loss arising out of the insurance products including payment of claims on this product. Insurance products are distributed through Standard Chartered Insurance Agency Limited, a wholly owned subsidiary of Standard Chartered Bank, and is regulated by the Insurance Regulatory Authority. Standard Chartered Bank Kenya Limited is regulated by the Central Bank of Kenya. Terms and conditions apply.