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Business insurance solutions to protect your business and employees
Fire and Special Perils
Safeguards buildings owned by the business and their contents such as machinery, equipment, stock and furniture against damages caused by fire and Special Perils.
Cover for interruption to the business that causes a loss of income, but the interruption must be as a result of an incident under the Fire & Special Perils cover.
Covers against theft of property due to forcible and violent entry into premises/building.
All Risks Insurance
Cover for your listed business items for loss or damage, unless otherwise specifically excluded.
Cover for sudden and unforeseen loss or damage to all Electronic equipment. Cover for increased cost of working and software is also available.
Political Violence and Terrorism
Cover for physical loss or damage directly caused by one or more of the following perils occurring during the Policy Period; Act of Terrorism; Sabotage; Riots, Strikes and/or Civil Commotion; Malicious Damage; Insurrection, Revolution or Rebellion; Mutiny and/or Coup d’Etat; War and/or Civil War.
Comprehensive Motor Insurance
Comprehensive Motor Coverage for Motor Private and Motor Commercial(Own Goods).Covers accidental damage, third party property damage and Thirds Party bodily injury.
Work Injury Benefit Act (WIBA) / WIBA Plus(24 hour cover)
Provides indemnity to you in respect of your liability to pay compensation to employees under the Work Injury Benefit Act.
Provides and indemnifies you against legal liability in respect of any bodily injury or disease by accident sustained by your employees caused during the period of insurance and arising out of and in the course of employment by you in the business.
Cover for any legal liability to third parties in respect of accidental death, bodily injury and/or illness and/or loss of or damage to property incurred in the course of your business.
Cash In Transit(Money Insurance)
Cover for loss of money in transit and in premises, in safe and custody of authorized staff/director.
Goods in Transit Insurance
Cover for goods whilst in transit and covers them from the risk of collision, overturning and theft whilst held in trust by the insured.